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Education

Her mom was helping pay off her student loans. When she passed away, the debt had doubled.

This is why we need student loan reform.

Photo by Towfiqu barbhuiya on Unsplash
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College is expensive. Parents work multiple jobs, put pressure on their children to perform at the top of their class in order to earn merit scholarships, all in the hopes for college to be mostly paid in full. Inevitably many students and parents have to take out student loans in an effort to fill in the gaps left by financial aid.

In the case of one Twitter user, Michelle Miller, her mother agreed to pay back half of Michelle’s student loans to ease the burden on the new graduate. After graduation the daughter owed approximately $30,000 and, split between the two of them, it meant they would each need to pay back $15,000.

Michelle lamented on Twitter about how her mother insisted on paying back her agreed-upon portion of the student loans though the daughter offered to take over payments. When Michelle’s mother informed her that the original $15,000 turned into $40,000 after interest, Michelle decided to save money in preparation to take over payments. However, her mother refused to allow it. Miller’s mother was expected to pay $400 a month on the student loans, but this would cut into her retirement, leaving her below the poverty level. To her mother, it was worth it to hold up her end of the bargain. Unfortunately her mother became unexpectedly ill and passed away before she was able to retire or pay back the loans. When going through her mother’s paperwork after her death, Michelle was met with a shock.


The loan amount had doubled. Michelle’s mother hid that the interest rate on the loans had brought the grand total to $80k that she could never afford to pay back. But this story is not unique. Many borrowers go into debt thinking the benefit of the degree will outweigh the burden of student loan debt but the cost of an education continues to skyrocket and the interest rate on loans makes paying it back nearly impossible. When you go to school and take out loans, you expect to be able to afford monthly payments and hope to pay it back in a timely manner, eventually freeing up income, but that’s not always the case. A lot of people find themselves in a similar situation as Michelle’s mother. They take out a dollar amount that is repayable, only to look up and see they’ve repaid the original balance but they still owe more than they originally agreed to borrow.

man wearing white top using MacBookPhoto by Tim Gouw on Unsplash

If stories like Michelle’s are the norm, why aren’t we doing more to regulate student loan companies? Presidential candidates like to talk about student loan forgiveness, and some have come up with actionable plans, but it doesn’t solve the long term issue of student loan practices. The truth of the matter is that children who three months prior had to ask permission to use the bathroom are now expected to understand the long term implications of borrowing money from a company that doesn’t care that the average person can’t pay it back plus interest.

Seventeen- and 18-year olds with a dream of attending college and questionable loan practices is a perfect storm for continued crisis in the student loan arena. Until we can figure out how to better regulate the lending companies in charge of student loans, the next generation will repeat the cycle. People shouldn’t have to choose between pursuing their dreams and taking debt to the grave.


This article originally appeared on 5.4.22

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Policy

Parents win fight to get young daughter a tryout with Mississippi school's baseball team

Everyone came together to do the right thing.

Curtesy of Shannon van Duijvendijk

Family of little girl take on Mississippi state for baseball tryout

As the old saying goes, "baseball is America's pastime." It was so important that during the second World War, Major League Baseball executives created all women's baseball teams since most of the young men were away fighting. The blockbuster hit movie, "A League of Their Own" details this era that not only provided fans with entertainment but proved women could be fierce competitive baseball players.

One South Mississippi family found themselves in the middle of a battle they didn't anticipate when it came to the game. Their daughter Jewel has been playing baseball since she was 5-years-old on city recreational teams, eventually making All Stars and travel baseball. With the 7th grader aging out of the recreational program, she wanted to join the middle school team.

That's where the problem came in. The girl's mom, Shannon van Duijvendijk says the Ocean Springs School District refused her a tryout for the baseball team.

This is the same school district that has had girls step out of their football cleats to put on a homecoming crown after kicking for the high school team. So the decision seemed a bit confusing for the community who chimed in to support the parents petitioning for Jewel to play on the middle school team.

Jewel is one of two girls planning to try out for the baseball team that many of their male teammates are competing for. But it was van Duijvendijk's husband who was determined to make sure his daughter got to play the game that she loves.

"It was actually my husband. That sense of injustice rose up in him and he was just like 'no, uh uh.'"

The initial call came from the school's athletic director who told them that it was a state rule that girls couldn't play on the baseball team because softball was considered an equivalent. That's when Mr. van Duijvendijk started contacting every person he could find in Jackson to help get his daughter a tryout. But the quest to speak with someone on the state level proved to be futile.

Curtesy of Shannon van Duijvendijk

After finding out the school's grievance policy, the determined dad emailed the superintendent who was extremely responsive according to van Duijvendijk. The mom tells Upworthy that the superintendent contacted people at the state level, eventually reporting back that Mississippi's High School Athletic Association (MSHAA) rule was unclear.

The rule from section 7.6.2 of the MSHAA Handbook reads in part, "When a state championship is offered for girls, they may not play on a boys’ team in that sport.”

As van Duijvendijk points out in her post, baseball and softball are two different sports and that ruling was made official by the NCAA in 2009. So a girls softball team would not be equivalent to a boys baseball team, according to the NCAA rules, the equivalent to baseball is baseball.

van Duijvendijk explains that the family got the most pushback from parents of softball players, which it is suspected the original complaint about girls trying out for baseball originated. There was confusion over why a girl would prefer to play baseball over softball and speculation on if the parents felt that baseball was superior.

But there was no feeling of one sport being superior over the other. In fact, in van Duijvendijk's social media post she writes, "I know a lot of people don’t understand why she chose to play baseball instead of softball, I didn’t for a while either. In the beginning I tried to convince her so many times to make the switch."

Jewel was so steadfast in her determination to play the sport van Duijvendijk says could see it in her eyes. That changed everything for the mom when it came to her support of Jewel's love of the sport. Right now, softball isn't even a practical switch.

"She has never played softball and doesn’t even own the equipment necessary to play the game. We have nothing against softball and we have so much love and respect for the girls that do play it, but that is not the sport she plays."

Curtesy of Shannon van Duijvendijk

Thanks to the determination of a dad who saw his daughter encounter an injustice, a mom who would do anything to support her and a superintendent that was intent on hunting someone down to clear up the rules–Jewel gets to tryout. Now that's what you call teamwork. As for Jewel, she's been playing with the boys since she was old enough to pick up a ball, she just wanted a chance to show them what she can do.

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Policy

Tennessee senator goes viral holding her baby during debate over bill to arm teachers

London Lamar did not hold back.

Tennessee General Assembly

Tennessee state senator gives fiery speech on arming teachers

Every once in a while a state's bill will make a blip on national media that causes people to dig a little deeper into what's happening. One such bill made headlines last year for a brief time before a new bill from another state took it's place.

After a tragic school shooting in the state of Tennessee where six people were killed, including three young students, state politicians began talking about arming the teachers. The idea was if teachers were armed then they would be able to stop school shooters, but the bill was widely unpopular among teachers and many parents. That didn't stop the state legislature from drawing up the bill and putting it up for a vote April 2024.

Many parents showed up to Tennessee State Senate to protest the bill, but it was the fiery speech of State Senator London Lamar that has people talking.

The new mom held her infant son in her arms while she addressed her colleagues who saw fit to laugh after moms protesting the bill were asked to leave. Lamar did not hold back in not only expressing her disappointment in her colleagues behavior but their disregard for very real concerns that she also shares with the people asked to leave.

"We are literally talking about arming educators who took an oath to teach our kids writing and arithmetic and how they can one day contribute to Tennessee's great economy, and we're now turning them into law enforcement agents by arming them with guns. We think this piece of legislation is going to keep kids safe which is probably going to enable the next school shooter, and it's not going to be someone coming in from the outside. It's unfortunately going to be a teacher with this piece of legislation," Lamar declares.

You can watch her passionate speech below:

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Policy

Professor warns students about exactly how much private information available to them

"I know many students don't understand all of the ways they're being tracked."

Enes Ersahin and George Pak|Canva

Professor warns students of available private information

College is generally a time where kids are feeling much more freedom than they're used to. They're finally able to come and go as they please, stay out as late as they want and sleep in as long as they feel like it without immediately having to answer to a parent. It's a mix of freedom and privacy that nearly every adolescent craves and as long as they do well in classes, no one asks too many questions.

Well, about that privacy, professors are saying not so fast in feeling untethered. Apparently the software used on many college campuses is not just for submitting assignments or downloading readings. After a recent article was published by The Markup titled, He Wanted Privacy. His College Gave Him None. written by Tara García Mathewson, college professor and doctoral candidate Victoria Alexander took to social media to help ring the alarm.

There's some level of privacy expected while attending college but according to Alexander, that privacy is simply an illusion. The educational software the schools use not only track when you log on, off and how long you spend logged into the site, it tells so much more. It lets professors know where you logged on from, what materials you accessed and how long you accessed the material. But the lack of privacy doesn't stop there according to Alexander and Mathewson.

"Those are just what I can see as a professor. The general university surveillance can see many other things," Alexander explains. "If your phone's connected to university WiFi they can tell where you're going on the internet and where you're physically going on campus. Many universities also use facial recognition through their security cameras so they know where you are in person and they know where you are online and if you've logged into your social media they can also know what you're up to on there and what your friends are sharing."

This information gathering isn't just for the universities to use, some may also sell it. And this isn't something that college campuses are forthcoming about or really give students the option to opt out.

"Still, whether living on campus or off, taking classes in person or remotely, students simply cannot opt out of most data collection and still pursue a degree," Mathewson says in The Markup.

@victoria_phd

#stitch with @The Markup 💥 Read: He Wanted Privacy. His College Gave Him None by Tara García Mathewson #Surveillance #Privacy #DataPrivacy #MarkupPartner #SchoolSurveillance

Some professors let it be known in the comments of Alexander's video that they don't use the excess information provided by the learning management systems.

"I make it a point not to use this information against my students. They're adults, they can lie, I will judge their work and participation," one professor writes.

"I choose not to access ANY of this info about my students. They're adults, I'm not their keeper," another professor says.

While it's great that most of the professors who revealed themselves in the comments aren't using this private information, the average commenter was flabbergasted and a bit upset that it's available.

"There's actually zero justification for my professor knowing my location...like ever. I'm an adult who's PAYING to be there," one person says.

"Help me out, why would any college or university need access to that kind of information? How is that not an invasion of privacy," someone asks.

"So you're telling me universities are practically FBI agents," another person questions.

Certainly this isn't something that is advertised when taking college tours and surely if students knew how much they were being monitored, many tech savvy kids would find a way around most of it. But when using facial recognition and location tracking via student IDs it may be a bit more tricky. Either way it seems the concerns raised are valid and something that may need to be discussed before sending your student off to college in the fall.

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