There's no doubt that millennials are one of the most talked about generations.

But millennials are also one of the most misunderstood. They are often mischaracterized as "lazy, entitled, and narcissistic." They are accused of killing a whole ton of industries ranging from diamonds to beer. The list goes on and on.

But one of the most bothersome misconceptions about millennials is about the alleged reasons they can't afford to buy homes.

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For almost 50 years, ITT Technical Institute has offered technical and vocational training in everything from nursing to engineering to criminal justice.  

You probably first heard of ITT Technical Institute through one of their inspirational and increasingly self-aware commercials, like this one starring two brothers who said they were the first in their entire family to earn college degrees.

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Watch these two deliver real talk on why the student loan game is rigged.

Are student loans the worst or The Worst Ever? Franchesca Ramsey and Benjamin O'Keefe break it down for us.

How do your feelings about your student loans stack up against your feelings about your college experience?

Franchesca Ramsey nails the conflicting feelings so many of us have right at the start of her latest "Decoded" video, "5 Reasons Student Loans are Bulls**t":

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