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Frugal people open up about how they save money.

Saving money is never a bad thing. And for those looking for economical solutions for how to cut back on spending, a smart place to start is taking an inventory of your spending habits and what you buy.

In an online forum of frugal people, member TS1664 posed the question to fellow savvy financial members: "What’s something you stopped buying completely and don’t miss at all?"

They continued, "For me it’s paper towels. Switched to rags and microfiber cloths a year ago and haven’t looked back. I used to go through a roll a week without thinking, now I just toss the cloths in with regular laundry. Saves money and space."

And they ended the post with some more insight. "It made me realize how many things I was buying out of habit, not need. What things others have cut out completely that turned out to be no big deal or even better without. Could use some inspiration!"

The callout garnered some excellent real-life advice from frugal people. These are 30 things that thrifty people shared they stopped buying completely that helped save them money.

save money, saving money, money habits, money advice, savingMake It Rain Money GIF by A Little Late With Lilly SinghGiphy

"Dryer sheets." Super-Examination594

"Starbucks - bought an espresso machine, took some time to learn how to dial it in and pull a proper shot. It’s been 4+ Years and don’t miss it one bit." Fox_137

"Makeup! Used to wear it every day and buy tons of it to try new products and such. Now I only wear it for special occasions. It works great — even just a little bit of makeup really pops when you hardly ever wear any." VerschwendeMeineZeit

"Soda. Too expensive now. Pre-pandemic, sometimes Kroger would have a sale (4) 12-packs for $10." NotJimIrsay

"Cigarettes 😊." rickety_picket

bottled water, bottled waters, water, plastic water bottle, water martial arts water GIFGiphy

"Bottled water." WorriedPermission872

"Most fast food but especially McDonald's and bk. When I paid $20 for two adults' meals, it stopped making sense, and I'll cook better burgers and better sides fries at home for less." diegothengineer

"Cable tv subscription." nombreusuario

"Pizza delivery service. Frozen meals are just as unhealthy, but much cheaper." The_Keri2

"We started our pizza making journey by buying dough (under $2) at trader joe's. it really lowered the barrier to entry. once we kind of perfected the bake etc, we started playing with dough recipes until we found one we loved. it sounds painful but it was a good learning experience and fun to do together." suddenlymary

candles, candle, scented candle, buying candles, glass candlechristmas sniffs GIF by TargetGiphy

"I stopped buying scented candles. I used to grab them all the time on impulse, but they’re expensive, don’t last that long, and honestly gave me headaches half the time. Now I just open a window or boil some citrus peels with cloves if I want the place to smell nice." HollisWhitten

"Cigarettes and nicotine pouches! Been smoke free since august 2021 and pouch free since July 2024 :)." HueLord3000

"Amazon Prime. We stopped paying for the privilege of shopping and making money for Bozo. Now, we just put stuff in the cart until there is enough for free shipping. I don’t miss Prime, I never found anything on Prime video I wanted to watch once that wasn’t a rental. We live in a rural village, so online is cheaper than driving 25 to 50 miles to a store." cwsjr2323

lottery, lotto, lottery ticket, scratch off, scratch offsAnimation Scratch Off GIFGiphy

"Lottery tickets." evissamnoisis

"Hair color. I’ve embraced the gray!" phishinfordory

"I’ll add sandwich bread. I started making my own. It costs just over $1 for me to make a small loaf that’s just enough for the 2 of us for a week. Plus no additives or preservatives." BeerWench13TheOrig

"Books. I go to the library." Significant-Emu1855

library, library card, library book, books, readingDog Glasses GIF by County of Los AngelesGiphy

"Broth. Have an ongoing 'broth bag' going in the freezer. Once I run out of frozen broth cubes, I make another round." Colorfulplaid123

"New clothes from shops! I'm now a charity shop and Vinted gal, my clothes are so much better quality and I spend less." CorinaPhoto

"Bidet toilet seat is cheap, easy to install, much easier and faster to use, and most importantly will keep you far cleaner while not wasting any toilet paper." hopopo

"Menstrual products. Bought a menstrual cup back in 2016 and have not looked back." simply-misc

"Chip clips. I buy cheap old wooden clothespins! Works great and if they break, no biggie. It’s $2 for 24. I also use clear shower caps for dishes I have no lids for or it’s something that can’t have a lid, like deviled eggs. I use the shower caps. Much cheaper than those bowl covers they sell 8-12 in a pack for $1.25. Those bowl covers are kind of pricey and you get 1 large and 2 mediums and a bunch of tiny ones!!" Florida1974

alcohol, quit alcohol, drinks, pour out, drinkingPour One Out Malt Liquor GIFGiphy

"Alcohol." Fit_Artichoke_523

"Baked beans in the can, I literally keep everything on hand to make it so it was an excess purchase. Instant rice packs, I make regular rice, 20 minutes is not that long 😆 We keep getting gifted napkins but we don’t purchase them." Miss_Pouncealot

"Soap in a pump bottle. Switched to bars (Costco). So much value, less trash and plastic, and a better experience. Why did we invent pump bottle soap??" thebiglebowskiisfine



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Savers

Have you ever thought about how much stuff you have?

Think about everything — from furniture to appliances all the way to that shirt you bought on sale that one time that you swear you're going to wear one day. How much do you estimate it adds up to? (Don't worry, we'll wait.)


Well? GIF via "Coming to America."

Have that number in mind? Hold on to it.

Now get this: The number of things in the average American home by one projection is 300,000.

Yes, that's a huge number. (Although when you consider all the little knickknacks we have lying around, 300,000 might not be that bad? I mean, my kitchen drawer alone probably has a thousand things in it right now.)

Story of my life.

But when you compare that number to people living a minimalist lifestyle, 300,000 things can seem astronomical.

For instance, one man from Japan, Fumio Sasaki, has only 150 items to his name. That's it! Yet he's perfectly content and feels that having less stuff has allowed him to hone in on what really matters in life.

He told Reuters, "Spending less time on cleaning or shopping means I have more time to spend with friends, go out, or travel on my days off. I have become a lot more active."

Minimalists Joshua Fields Millburn and Ryan Nicodemus sum it up perfectly on their website, aptly titled The Minimalists, by saying: "Minimalism is a tool to rid yourself of life’s excess in favor of focusing on what’s important — so you can find happiness, fulfillment, and freedom."

Granted, owning only 150 things may be a bit more on the extreme side of minimalism, but New York Times best-selling author Marie Kondo presents a slightly different approach.

In her world-renowned book "The Life-Changing Magic of Tidying Up," Kondo writes about getting rid of stuff that doesn't bring you joy so as to maximize your own happiness. You can own as little or as much as you like, but if that DVD collection of "Dawson's Creek" you've had lying around for years doesn't really make you feel anything anymore, chuck it!

Don't worry, Dawson. It'll be OK. GIF via "Dawson's Creek."

Now, whichever side of the spectrum you gravitate more toward, the same idea seems to come out — clearing away clutter can actually change your life for the better.

That being said, do a lot of us have too much stuff?

Back in 2007, Annie Leonard answered that question with her revolutionary documentary, "The Story of Stuff." She brought to light how people's desire for more was severely hurting our planet's resources and the health of many.

The life cycle of stuff: extraction, production, distribution, consumption, and disposal. Image via The Story of Stuff Project/YouTube.

As more and more people buy and consume more things, big businesses are compelled to produce more products at a quicker rate to ensure a profit. But in the process, they pay little attention to the depletion of natural resources and, of course, the accumulation of waste. It's a vicious cycle.

That's where The Story of Stuff Project comes in.

It's a community of changemakers all working toward continuing the mission that the original documentary set in motion.

"The Story of Stuff Project exists to look at the system of the materials in our lives and the economies that support them — from extraction to disposal," Stiv Wilson, director of campaigns, explained. "We’re really concerned with how we make use and dispose of the stuff in our lives and ultimately, what we do with the project is create stories about different points in the system and mobilize citizens to then take action towards metric outcomes that benefit both the environment and people."

When stages in the life cycle work together, great things can happen. GIF via The Story of Stuff Project/YouTube.

Through different methods of storytelling — from podcasts to books to mini-movies — The Story of Stuff Project is zeroing in on important issues that have a global impact. Whether it's their tell-all on the hazards of plastic water bottles or their movement to ban plastic microbeads in toiletries from wreaking havoc on the ecosystem, there is no doubt these changemakers are telling the stories that can help make the world a better place.

Remember that number from the beginning? Think about it again.

A lot us can get caught up in wanting more stuff. But with a little reevaluation, keeping our numbers down makes it possible to improve our own well-being, the well-being of others, and the planet.

And should you decide to start lessening the things that don't bring you joy, keep in mind that donating it could spark some joy in someone else. Maybe it's just a matter of finding a creative way to reuse it.

In fact, a little creativity can go a long way. One study found that if 300 million Americans reused just one shirt, that would save 210 billion gallons of water and 1 billion pounds of CO2. Imagine that.

So next time you think about throwing away some stuff, just remember all the other factors that come along with it. Yes, it might seem pretty small at first — but trust us — the impact is monumental.

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TD Ameritrade

One question has probably made an appearance in a lot of our daydreams:

Hmmmmm. GIFs of kids via TD Ameritrade.

Whether it's while gazing longingly out the car window, fantasizing about winning the lottery, or comparing out-of-this-world scenarios with friends, it's fun to think about what we'd do if money wasn't an issue. Our minds can go to some pretty fascinating and creative places.


The answers of these little rascals sure capture what many of us would think up if we dared to dream.

Who wouldn’t want to jazz up their wardrobe?

Time to dust off those L.A. Gears!

Or get psyched about stocking up on some bling?

This little lady is all of us.

Maybe you'd want to buy something cool just because you can.

How did I not think of this?!

(Don't pretend you've never thought about what you'd do with a billion and a hundred bathtubs. Who hasn't dreamed about doing this?!)

Where do I get me one of these bad boys?

But even if these kids had bathtub convertibles lined with jewels that light up, it doesn’t come close to what they say matters to them the most: family.

As usual, amazing kids are showing us how it's done.

You know what? Me too.

This warms my heart.

The BEST indeed.

There's a whole lot more to life than just having a lot of money.

It'd be great to have a bajillion dollars. (And a garage full of bathtubs.) And there's no denying that life is a lot harder if you're not making enough money to afford you basic necessities.

But whatever you'd spend your imaginary gazillions on, there's a common thread that ties all of us together: It's the people around us that truly make us happy. In fact, the longest study in history came to the same conclusion.

So yes, money isn't everything. But the people you love? They sure are.

It's not uncommon to hear about the financial struggles of former NFL players who, in spite of multimillion-dollar deals, are now living paycheck to paycheck.

It's easy to judge them, but that's ignoring a very real truth: Financial literacy is a privilege often afforded to the already wealthy, not the newly wealthy.

As Justin Tuck, retired Giants defensive end, told Reuters, "Look at the average NFL roster, and most players come from low-income families. They go from being 18-year-old kids with nothing to being 21-year-olds with millions of dollars. ... They get all this money all of a sudden, and they just don't know how to handle it."


Image via Heath Brandon/Flickr.

That kind of wealth isn't easy to manage, and when it happens in such a short period of time, at such a pivotal moment in the player's lives, it's too easy to lose control and wind up in dire financial straights.

That's part of the inspiration behind Tuck's R.U.S.H. for Literacy.

The solution to being poor isn't just to acquire more money; it's also to know how to manage and grow your money. So in 2008, Justin and his wife, Lauran, founded Tuck's R.U.S.H. for Literacy, an organization dedicated to addressing a number of issues, including financial literacy for low-income families.

R.U.S.H. stands for read, understand, succeed, and hope, and Justin and Lauran set out together to encourage those ideals by donating lots and lots of books — over 86,000 of them, in fact — to children who needed them. They wanted to help decrease summer learning loss, when kids lose a lot of the momentum gained throughout the school year.

Image via Ginny/Flickr.

But they noticed that encouraging regular literacy was only part of the equation when it came to keeping the kids motivated and invested in their academics. Financial literacy is also a huge factor. So they set out to equip students and their families with the skills, tools, and hope needed to thrive in school, college, and beyond.

Financial literacy is directly related to which kids pursue undergraduate degrees.

As explained in a 2010 Center for Social Development research brief by William Elliott III and Sandra Beverly, financial planning has a huge effect on college attendance:

"We assume that savings and wealth may have two effects on college attendance. The first effect is direct and mainly financial ... . The second effect is indirect and mainly attitudinal: If youth grow up knowing they have money to help pay for current and future schooling, they may have higher educational expectations."

Image via Tax Credits/Flickr.

The people behind R.U.S.H. noticed this link between having a college savings account and going to college. Lauran told Upworthy that in spite of efforts to even the playing field, "there were still barriers to college access. A lot of the kids — especially those that were at risk — were responding saying they still didn't think they were going to go to college. They said it's too expensive."

Seeing this problem, R.U.S.H. stepped in with a long-term solution.

Lauran and Justin partnered with a number of organizations and began seeding college savings accounts and raising matching funds. Megan Holston-Alexander, R.U.S.H.'s program director, shared that the initial "seed was $150,000, given at $100 per student. As of June 1, 2015, the accounts have risen another $40,794." And that amount will only continue to grow.

Lauran explained that the financial contributions have been supported by efforts to educate the families so that "parents and students understand why we're saving for college and so that parents understand that their money is going to be matched."

Image via Nazareth College/Flickr.

Justin emphasized to families that "if it's important to you, then you have to be prepared to sacrifice."

R.U.S.H. isn't making college free; it's planting the seed of hope and arming families with the information necessary to prepare for their children's futures.

As Lauran stated, "what keeps us going is the 'H' in the acronym, the 'Hope' piece of it. We want to provide for so many kids and families hope, where the opportunity gaps do exist. It's the hope that motivates us."

By giving parents the skills necessary to maintain financial health and enabling them to set up college-savings accounts for their kids, R.U.S.H. helps these communities to build a legacy of achievement. They're making it possible for the kids and their families to see and work toward goals that may have felt impossible. R.U.S.H. is making it possible to dream. But more importantly, it's making it possible to achieve.