upworthy

Business

Education

Frugal people share 15 silly money-saving tips guaranteed to save you a few bucks

Simple changes can really bring down your electric bill.

via Unsplash

Hand holding an unplugged electric cord and hand holding rolled up money.

Most adults periodically examine their lives to try to figure out where they can save money. It might be cutting one of the streaming services we're not using or dialing back the Starbucks PSLs. However, the people on the subreddit r/frugal take saving money to a whole new level.

A recent thread posted by u/Jskyesthelimit was chock-full of solid gold advice for anyone looking to trim the budget but who doesn't want to put in a lot of work. (Yeah, yeah — we all know meal-prepping is effective, but who's got the time? We're looking for easy wins, here.)

The prompt, "What's the little effortless, stupid thing you do that TECHNICALLY saves you money?", got some responses and tips you've probably never thought of.

They're small, they're silly — but they do add up.

1. Spend more time outside

"if i go outside and play all day, i don't have consumerist urges to buy stupid shit." - looney417

Can't spend money if you don't go into a store!

It's a good idea to get away from your phone or laptop for a while, too. If you're not careful, you can buy a hundred dollars worth of junk on Amazon before you even realize what's happening.

2. Time your dishwasher runs

"When our dishwasher is full and ready to be started, I set an alarm on my watch for 9pm. I start the dishwasher when the alarm goes off since the electricity rate goes down after 9pm." - misterfuss

dishes, dishwasher, clean dishes, unload dish, money hacks, kitchen hacks A half loaded dishwashervia Nathan Dumloa/Unsplash

Did you know that electricity costs more during "peak hours"? Where I live, power can cost up to 4x as much from 2-7pm versus off-peak hours.

Most people run the dishwasher at night anyway, but you should look up your own local peak hours. Starting the nightly load at 9 instead of 8 every night could actually save you a couple of bucks a month.

I like that you can program a Google Nest to do this for you. It knows how expensive electricity is at different times, and will manage your supercooling for you.3. Fill a large water bottle at work before you leave.

u/MrPerfectionisback swears by this one.

Getting a gigantic, high-quality water bottle could be a great investment if you're able to top it off at the office every day and bring your water bill down a smidge.

4. Use less laundry detergent

Most of us approach laundry detergent with a "fill 'er up" attitude. But, usually, you can get away with even just one tablespoon if your clothes aren't that dirty. and using less will help your clothes last longer.

u/jbblue48089 also recommends using solid bar shampoo and dish soap, which have a longer lifespan than liquid soaps.

5. Re-wear clothes (other than socks and underwear)

Another option from u/ztreHdrahciR — don't wash your clothes at all! At least not right away.

Chances are you can get a few wears out of jeans or even t-shirts and save on laundry costs, to the tune of a few dollars per year.

6. Make your own doggie poo bags

"Use used food bags to pick up the dogs poop." - bezere

Poop bags are expensive! You could easily spend $20-50 per year, depending on what brand you use.

Next time you pack a sandwich for lunch, save that plastic baggie and use it for pick-up duty later on.

7. Charge your phone at work (or wherever there's an outlet)

A good one from u/runmemymo.

Never pass up a chance for free electric!

If you don't work in an office, just carry your phone charger with you. Lots of restaurants and even public spaces have outlets so you can get a little free juice.

8. Poo at work (or wherever there's a bathroom)

u/larkfor says they save a ton of money each year on water and toilet paper by doing their business at work or the office.

Never pass up a chance for free water and toilet paper!

9. Cut sponges in half


sponge, cleaning, money hacks, house keeping, soap, domestic labor A yellow soapy sponge.via Pille R. Priske/Unsplash

u/plaincheeseburger recommends turning one sponge into two.

It will still work exactly the same and last twice as long.

10. Repair old dog toys

I love this one from u/pdxarchitecht!

My dogs love immediately ripping the stuffing out of new toys, which doesn't feel like a great value for my money.

The hack? Put the stuffing back in and add a stitch or two to close it up and save yourself $10 or more.

11. Twist the stems off of peppers if paying by weight

This ingenious and petty tip comes from u/casterix75.

Not all supermarkets charge by weight for bell peppers (or similar produce), but if they do, why pay for the stem? Twist it off and save yourself a few cents at the checkout.

12. Save the cold water when running a shower or bath

An old science teacher taught me this one in high school, recommended in this thread by u/smartquokka.

Put a bucket in the shower or bath to collect the cold water while it's heating up. Use that to water plants, fill the dog bowls, or flush the toilet.

13. Unplug everything at night

via Canva/Photos


Many people recommended this — it's an r/frugal staple.

Appliances on standby still use power, so unplug as many things as possible before going to bed. u/Larkfor estimates this saves them $10 a month or so on power.

14. Library card

Yes. And take advantage of audiobooks, ebooks, and even streaming. My library has many great movies, shows, and lecture series (I love The Great Courses).

15. Credit card points

[I] Use my CC that gets rewards points for all purchases and bills that I can.

My entire family is going in a trip in a few months, and we booked all our flights together, 4.5k of airfare. I very generously offered to put all the airfare on my (2% cash back) card. My entire family paid me back their portion that week, and now I get the $90 in cash back!

These tips are so small they're almost microscopic, but you know what? Most of them are so easy you'd barely notice a difference in your lifestyle and routine. And all together, you could save yourself a decent chunk of money every year by making a few simple changes.

Thanks to the thrifty people of Reddit for sharing their hacks with the rest of us!

This article originally appeared last year.

From Your Site Articles
money
EducationBusiness
Education

Ex-salesman shares 2 clever phrases that will make car dealers leave you alone

They're trained to ignore "I'm just looking."

via Antoni Shkraba/Pexels

A car salesman leaks secret phrases to stop pushy salesmen in their tracks

It can be intimidating to be approached by a salesperson when making a big purchase, such as a car or an appliance. Heck, even much smaller stakes shopping like walking through the mall or browsing jewelry can be wracked with anxiety over potentially running into a pushy salesman. And don't even get me started on the door-to-door variety who come around at dinnertime trying to sell you a new roof.

But it's car salesmen, in particular, who have the worst reputation. They can swoop in like sharks, seeing blood in the water and some refuse to leave you alone, even if you say, “I’m just looking.” The words will not deter them, as they're trained to push past those objectives by pestering with you questions and "encouraging" you to move the sale forward.

A car salesman on TikTok recently went viral with a video explaining why “I’m just looking” doesn’t work on a car lot and, crucially, providing more effective phrases you can use instead.


cars, car salesman, new car, wacky waving inflatable arm tube man, sales, shopping, anxietyThe only care salesman I really trust.Giphy

"There's two main reasons, and here's what you should say instead of 'I'm just looking,'" he said in a video with nearly 2 million views. “One is, we hear it every single day. So when somebody tells me, ‘I’m just looking,’ I’m so used to hearing that, I almost like brush it off and ignore it because I’m like, ‘That’s what the customer’s supposed to say.’ “

'Secondly," he goes on, "every car salesman has had a customer say, ‘I’m just looking,’ and we ended up selling them a car."

Instead, Russell suggests you say: "Hey, I’d really like to look alone. Can I please have your business card?"

The second phrase, which is even more clear that you want the salesman to go away, is: “I’m really not in the market for a car.”

These responses are firm and direct, leaving little to no room for interpretation or push back. Watch Russ explain the process and why it works here:

@russflipswhips

Replying to @SoyPablo This is what I would say #carsales #carsalesman #cardealership #carbuyingtips

The post received funny responses from folks who had a few effective ideas of their own:

“The ‘I have 2 repos and no money down' line works wonders,’” one TikToker joked.

“I just tell them my credit score and they run,” another added.

"If 'I’m just looking' doesn’t work, I usually wait until they go home, follow them home, stare into their bedroom window at night, and repeat the line when he comes out to ask what I’m doing," someone commented.

Others chimed in with their own stories, or support of Russ' advice:


cars, car salesman, new car, wacky waving inflatable arm tube man, sales, shopping, anxietyThe only people with a worse reputation than car salesmen is used car salesmen!Giphy

"My first week in the business, one of the older guys told me to say 'I’ll look with ya' the first time I used that line, sold a car to the customer’s daughter and upgraded his lease"

"I just say ‘Ill come get you when Im ready’ and if they dont immediately go away, and I do find a car that I want, they will not be the one catching the sale."

"I once told a salesman I was just looking and ended up leaving with a new car"

Plenty of viewers chimed in that the really good salespeople know when to respect someone's wishes and back off. If a salesman is too pushy, it can be a huge turnoff for customers — even if they really are almost ready to buy.

In the end, Russell’s suggestions show that sometimes, the best way to get our point across is to be direct and honest. There’s absolutely nothing wrong with wanting to shop alone and if the salesperson can respect that request, they deserve the sale if you decide to buy something.

Russ has developed a following of over 750,000 followers giving advice to people in the auto industry and helping customers be prepared for one of the biggest purchases of their lifetime.


@russflipswhips

Asking the right questions when buying a car can save you a lot #carsales #carsalesman #carbuyingtips #cardealership

With so much info at our fingertips, we've come a long way from the days of car salesmen holding all the power and tricking customers with elaborate games and negotiating tricks. But... that doesn't change the fact that, sometimes, we just want to look around without being pressured.

This article originally appeared last year. It has been updated.

From Your Site Articles
shopping
EducationBusiness
Education

Job recruiter is surprised when candidate put 671-day streak for Japanese Duolingo on his resume

Clever idea? Or just resume fluff?

@bllshfrv/Reddit, Wikipedia

Nearly two years of learning a language…something's had to have stuck.

In the age of algorithms and keywords and incredibly steep competition, people have to be more strategic and creative than ever to secure a good job. Especially when it comes to drafting a resume that stands out amongst hundreds of others.

Recently, one job recruiter was so impressed by one job seeker’s clever idea of listing their 671-day Duolingo streak—alongside a fluency in English and limited American Sign Language —under the "languages" section in their resume that he decided to share it online.

According to Newsweek, the job recruiter, named Bilal Ashrafov, was pleasantly surprised, and had even considered including something similar on his own resume, “but wasn't sure if it would come across as professional.”

“Seeing someone take that first step made me reflect on its relevance,” he said, noting that “a long-standing Duolingo streak can demonstrate dedication and continuous learning,” even if the popular app only requires a minute of practice a day.

After sharing the resume onto Reddit, others seemed to agree, and commended the potential employee for their innovative approach.

Someone sent a resume with their Duolingo streak under ‘Languages’
byu/bllshrfv induolingo

"Imagine explaining that in an interview—'I'm not just consistent, I'm Duolingo consistent!'" one viewer quipped.

Another commented, "If I was hiring, I would definitely interview this person."

Still another said, "It got noticed, didn't it? Sounds like not too bad of an idea."

Considering that there are a few ways folks can keep their Duolingo streak intact without truly getting proficient in a language, like continuing to purchase streak freezes, this idea might never take on as the new resume must-have. But, on a much broader scale, this story highlights the need to bring a bit of ourselves to our resumes. As the concept of portfolio careers, or a career that includes multiple income streams, rather than a single job title, becomes more and more mainstream, we’ve seen people find great success in listing what they uniquely bring to the table, professional or otherwise.

When it comes to adding resume items that pop, and offer a true reflection for who you really are, think about including:

Soft skills:

These are personal qualities that describe how you work and interact with others, such as conflict resolution or time management, and they are not only gaining importance across the workforce, but are highly transferable across different types of work.

Personal projects:

Whether you got paid for these isn’t paramount here. If you led a community initiative your passionate about, or even have a long-standing blog about something that interests you, this could be included.

Technical skills beyond the job description:

Do you have a proficiency in certain programs, like coding languages, data visualization, project management, etc? Even if a job doesn’t specifically ask for these skills, they could be helpful additions.

Creative or unique hobbies:

You never know what interesting conversations your oddball pastime might inspire, if anything else. So don’t be embarrassed if you’re a wiz a Photoshopping old-timey puppy portraits or engage in recreating Scandinavian folk tunes with GarageBand.

Community involvement:

This can be your volunteering roles, and mentorship programs you might have participated in, or even charities you have close ties to.

Academic achievements:

Include relevant published research papers or presentations, and awards or honors you received during your studies, or any significant contributions you might have made to a research project

These are just a few suggestions to get you started. Include a few, or perhaps your own impressive Duolingo streak, or something else. Just remember, sometimes it pays to think outside the box.

This article originally appeared in February

From Your Site Articles
jobs
EducationBusiness
Education

Gen Z are becoming accountants and it's for reasons that might surprise you

In totally Gen Z style, it's for a good cause.

Images via Canva

Young accountant, goat farmer.

Look, there are certain jobs that aren't at the top of the "dream list." You don't often meet 14-year-olds who, when asked, "What do you wanna be when you grow up?" answer: pencil pushers! But in a world of influencers and content creator wannabes, Gen Z (or at least some of them) is ready to get serious.

When many think of the Zoomer generation (born between 1997 and 2012), there are a few things that come to mind. These folks are characterized by wanting to make a difference in the world and leave it better than how they found it, but they're also not naïve. When it comes to practicality, Gen Z is all about making the most of the ever-changing world—especially the financial market.

According to an article by writer Preston Fore for Yahoo! Finance, the accountants from the Boomer generation (and there are millions of them) are retiring, leaving a huge gap. "The industry is facing a talent shortage crisis. While it’s been lamented as one of America's most boring jobs and headed down a path of extinction, Gen Z is realizing the six-figure career opportunity."

accountant, money, work, jobs, boomers, gen z, workforceSeason 8 Nbc GIF by The OfficeGiphy

Smart thinking. But in typical Gen Z fashion, many are combining their logical desire for fail-safe employment with actually making the world a better place. One way is volunteering to help others with the VITA (Volunteer Income Tax Assistance) program—which helps provide free tax consultation to those in need. The IRS is working with a handful of universities to help aspiring accountants in college get their feet wet AND make a difference.

Fore notes the story of Alana Kelley, a third-year student at Oregon State University. She has already helped many with their taxes, saving them much-needed money in these trying times. "One was a goat farmer who had only a landline and no access to the Internet. Another was a young woman who was financially supporting her sister. Kelley was able to help them obtain a life-changing $6,000 back in refunds."

VITA has been around for over 50 years, and Gen Zers are genuinely making use of it. Fore shares, "Last year alone, an army of more than 280 CSUN students helped over 9,000 low-income taxpayers claim nearly $11 million in tax refunds and $3.6 million in tax credits—plus save them over $2 million in tax preparation fees."

taxes, calculation, accountants, money, finance jobsFiguring out our finances may be getting easier. Photo by Towfiqu barbhuiya on Unsplash

Many Redditors are backing the idea. On the subreddit r/accounting, someone asks, "Gen Z is making accounting cool again?" As expected, a few commenters push back on the "again" part. A few more respond to the aforementioned article with suspicion, as though the IRS is paying for it. But one person defends it: "VITA was a very cool program for both audit and tax aspiring accounting student to join. Most of the successful accountants I've known joined VITA. It's also led by younger students these days, so it's even more well-known within the Gen-Z students group." Another got straight to the point: "We just want money and free time bro."

Accounting isn't the only occupation Gen Zers seem to be drawn to. As there are fewer guaranteed roads to success, some Zoomers are skipping traditional college altogether and instead training to become plumbers, electricians, and other vocations that don't need a hefty degree. An article for the New York Post cites a recent study showing that a lot of folks of the Gen Z generation were interested in blue-collar work. "The survey of 2,091 people aged 18 and over found that Gen Z was becoming the 'toolbelt generation' because of the shifting attitudes and soaring cost of a college education."

plumbers, trades, vocations, work, gen z Plumbing Plumber GIF by Family GuyGiphy

With higher tuition and way less of a safety-net, many are thinking long-term, and if they can find a way to make a positive impact at the same time, all the better.


From Your Site Articles
gen z
EducationBusiness
Trending Stories