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28-year-old buys cruise ship apartment because it's less than renting and he can see the world

An all-expenses-paid life for about $50,000 a year? Sounds like a deal.

cruise ship, austin wells, cruise for life
via Pixabay

A cruise ship floating on azure waters.

Living the rest of your life on a cruise ship seems like the dream of the ultra-rich. You wake up every morning and have an all-you-can-eat breakfast. Spend the afternoon hanging out by the pool or touring a fantastic city such as Rome or Dubrovnik.

At night, have a drink in the lounge watching a comedian or a jazz band, then hit the sack and do it all over again the next day. Seems too good to be true for the average person, right? Think again.

Twenty-eight-year-old Austin Wells of San Diego told CNBC that he can make it happen because it’s cheaper than living onshore in Southern California and he gets to see the world. “The thing that most excites me is I don’t have to upend my daily routine, in order to go see the world,” Wells told CNBC.


“I’m going from this model where you want to go somewhere, you pack a bag, you get on a flight, you rent a room, to now my condo, my gym, my doctors and dentists, all of my grocery stores travel the world with me,” he added.

Wells purchased an apartment on the MV Narrative, which is currently being built in Croatia and sets sail in 2025.

The rough math for Wells' dream makes perfect sense. He purchased a 12-year lease on the ship for $300,000. That comes to about $2,100 a month if he didn’t have to take out a loan. By comparison, most apartments in San Diego cost more than $2,100 per month in rent.

The ship charges an additional $2,100 a month for all-inclusive services, which include food, drinks, alcohol, gym membership, routine healthcare check-ups, onboard entertainment and laundry.

So, it could cost Wells as little as $4,200 a month to live an all-expenses-paid life. Plus, there’s no need to pay for a car or waste time shopping for groceries or traveling anywhere. It’s all on the ship.

Wells can work from the ship because his job with Meta is fully remote.

"What I'm probably most excited about is going to places that ships can only uniquely go,” he told CNBC, adding that cruise ships can travel to “unique ecological parts of the world or beautiful dive spots that are a few miles off land or caves to dive through and the ship will do a number of overnight stays in those areas."

Wells isn’t the only person who’s decided to live on a permanent vacation. Upworthy spoke with a couple in their 50s earlier this year who live on cruise ships because it’s cheaper than their mortgage.

Richard Burk and his wife, Angelyn, are living their best life hopping from ship to ship for around $100 a night, depending on the cruise. "Cruise costs vary quite a bit, our goal is to average about $100 per night, for the couple, or less across an entire calendar year," Richard told Upworthy.

The Burks keep the costs of cruising down through loyalty memberships. “We love to travel and we were searching for a way to continuously travel in our retirement that made financial sense,” Angelyn told 7 News.

People like Wells and the Burks may be outliers in society. They’ve chosen to give up the comforts of home for the comfort of living a life being catered to 24/7. While most of us probably won’t opt to make the big leap and live life out at the sea, their stories are a wonderful reminder that with a little creative thinking, we can create the perfect lives for ourselves whether on land or at sea.

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Meet the 18-year-old advocating for teen mental health, one inspiring podcast at a time

All images provided by Prudential Emerging Visionaries

Collins after being selected by Prudential Emerging Visionaries

True

A changemaker is anyone who takes creative action to solve an ongoing problem—be it in one’s own community or throughout the world.

And when it comes to creating positive change, enthusiasm and a fresh perspective can hold just as much power as years of experience. That’s why, every year, Prudential Emerging Visionaries celebrates young people for their innovative solutions to financial and societal challenges in their communities.

This national program awards 25 young leaders (ages 14-18) up to $15,000 to devote to their passion projects. Additionally, winners receive a trip to Prudential’s headquarters in Newark, New Jersey, where they receive coaching, skills development, and networking opportunities with mentors to help take their innovative solutions to the next level.

For 18-year-old Sydnie Collins, one of the 2023 winners, this meant being able to take her podcast, “Perfect Timing,” to the next level.

Since 2020, the Maryland-based teen has provided a safe platform that promotes youth positivity by giving young people the space to celebrate their achievements and combat mental health stigmas. The idea came during the height of Covid-19, when Collins recalled social media “becoming a dark space flooded with news,” which greatly affected her own anxiety and depression.

Knowing that she couldn’t be the only one feeling this way, “Perfect Timing” seemed like a valuable way to give back to her community. Over the course of 109 episodes, Collins has interviewed a wide range of guests—from other young influencers to celebrities, from innovators to nonprofit leaders—all to remind Gen Z that “their dreams are tangible.”

That mission statement has since evolved beyond creating inspiring content and has expanded to hosting events and speaking publicly at summits and workshops. One of Collins’ favorite moments so far has been raising $7,000 to take 200 underserved girls to see “The Little Mermaid” on its opening weekend, to “let them know they are enough” and that there’s an “older sister” in their corner.

Of course, as with most new projects, funding for “Perfect Timing” has come entirely out of Collins’ pocket. Thankfully, the funding she earned from being selected as a Prudential Emerging Visionary is going toward upgraded recording equipment, the support of expert producers, and skill-building classes to help her become a better host and public speaker. She’ll even be able to lease an office space that allows for a live audience.

Plus, after meeting with the 24 other Prudential Emerging Visionaries and her Prudential employee coach, who is helping her develop specific action steps to connect with her target audience, Collins has more confidence in a “grander path” for her work.

“I learned that my network could extend to multiple spaces beyond my realm of podcasting and journalism when industry leaders are willing to share their expertise, time, and financial support,” she told Upworthy. “It only takes one person to change, and two people to expand that change.”

Prudential Emerging Visionaries is currently seeking applicants for 2024. Winners may receive up to $15,000 in awards and an all-expenses-paid trip to Prudential’s headquarters with a parent or guardian, as well as ongoing coaching and skills development to grow their projects.

If you or someone you know between the ages of 14 -18 not only displays a bold vision for the future but is taking action to bring that vision to life, click here to learn more. Applications are due by Nov. 2, 2023.
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