upworthy
Education

I escaped generational poverty by  amassing college debt. Loan forgiveness will change lives.

My own children have never experienced coming home to no lights or running water. They will never have to escape from poverty because they don't come from it and I don't know that I'd be able to say the same if I didn't make the choice to accept student loans.

student debt; loan forgiveness; student loans
Photo by Jasmine Coro on Unsplash

I escaped poverty by going into debt.

I don't come from money. In fact, I come from the stark opposite. My mother was one of nine children who grew up in an abusive household that was well below the poverty line and her mother grew up poorer than she did. This cycle of poverty goes back as far as I can trace, so it's no surprise that I also grew up poor. There were days when the only thing we had to eat was peanut butter on a spoon during the day to keep us satiated until dinner because it was the only meal that day.


That's not for lack of trying on my parent's part. My stepdad worked a full-time job and lived the hustle life before it became coined by millennials and slapped on a mug. The one thing that was consistently impressed upon me by my parents was the importance of going to college so I could do better than the generation before me. But there wasn't a roadmap for me to follow. Neither of my parents had gone to college at the time and really didn't know the requirements to get in nor the process of applying for financial aid. Since this was before Google, there was no information readily available at my fingertips. There was no financial literacy to pass down to their children when their only goal was survival.

The Biden Administration has done something unprecedented in the history of the United States by forgiving $10,000 of student loan debt for Americans making less than $125,000 a year (less than $250,000 if married or head of household). If you received Pell Grant assistance while in college, you qualify for up to $20,000 in student loan forgiveness. To qualify for the Pell Grant you have to be in great financial need, which means I also received this money to assist with college expenses. But contrary to what some believe, the Pell Grant isn't a large sum of money, so loans are still necessary, even for people like me who worked while in school. Escaping poverty is expensive and exhausting and a program like this will help others break the cycle.

Photo by JESHOOTS.COM on Unsplash

While most are focused on the loans being forgiven, there's a piece of information being overlooked that could make a big impact on people's lives. Under the new debt relief plan, people who are on an income-based repayment plan can now cap their monthly payments at 5% of their income. Previously the repayment amount was capped at 10% of a person's income.

Obviously such a big move has set off a firestorm of conversation around who should and shouldn't get it, or if it should be done at all. But the conversations around student loan forgiveness don't account for the fact that not everyone starts from the same place at the starting line. It's easy to say people should know what they're getting into when signing up for student loans if you grew up with a different set of circumstances.

Photo by Kenny Eliason on Unsplash

For people like me, student loans were the only way out of poverty and I'd do it again. Because I took out debt to pay for a college education, my children won't have to do the same. They will now have a financially literate parent to walk them through the process, explain complicated forms and help them find more cost-effective alternatives. My own children have never experienced coming home to no lights or running water. They will never have to escape from poverty because they don't come from it and I don't know that I'd be able to say the same if I didn't make the choice to accept student loans.

While forgiving $10,000 to $20,000 worth of student debt for a select group of people isn't ideal, this could open up the door to future borrowers. The awareness around predatory lending to students, the continuously growing cost of college and the stagnation of wages could lead to real policy change that would impact everyone. No student should be saddled with insurmountable debt just for getting an education and this is hopefully the first step toward ending this practice.

This week's happy things include saving the environment, sibling love, and the most incredible birdcalls you've ever heard.

True

Wanna know what we’re thankful for this week? The Internet. It truly is a gift that keeps on giving us the best of humanity every single week—and Thanksgiving week is no exception. Check out these five things we’ve found that are guaranteed to make you smile (and maybe even shed a few happy tears).

Enjoy—and don't forget to share the love!

1. This kid's incredible knack for birdcall

@diabetic4one This is Samuel’s bird call performance at his schools talent show. He loved every minute of this #autism #birder #fypage #talent #agt ♬ original sound - lori

We dare you to find a better impressionist than ten-year-old Samuel Henderson, this ten year old student from Oklahoma City. Samuel, who has autism, has mastered over 50 different bird calls and performed several of them at his school’s talent show recently. These calls were so accurate that scientists at the Cornell Lab of Ornithology reached out to Samuel and invited him to their lab to study birds. We couldn't be happier for him. (Also the way he throws these birds over his shoulder when he’s done with them—perfection.)

2. Protecting America's most treasured places.

Subaru Share the Love Event and National Park Foundation

Good news for national parks! As the largest corporate donor to the National Park Foundation, Subaru has protected over 400 national parks throughout the Subaru Share the Love Event. What’s more, Subaru and its retailers will donate a minimum of $300 to charities like the National Park Foundation, helping preserve and protect the national parks for future generations.

3. This adorable brother-sister dance.

When six-year-old Harper couldn’t find a partner for her dance studio’s annual summer showcase, her 14-year-old brother Micah stepped in to save the day. The two performed an adorable “Barbie and Ken” themed routine, complete with an adorable fist bump and a lift. What a gentleman.

4. A high school football team cheers on the band kids.

Cue the happy tears: A group of football players at American Fork High School in Utah showed up to cheer on the band kids at a recent competition. Their coach, Aaron Behm, encouraged his team to start showing up to support after noticing a divide between the football players and the marching band. In an interview with Today.com, Behm said, “They come and play at our games and provide an awesome environment, and they deserve our support.” Now that’s sportsmanship.

5. This heartfelt exchange between neighbors

This neighborly exchange captured on camera doorbell footage is the perfect antidote for everyone who’s been feeling like the country is seriously divided lately. On her way to a Muslim funeral, one neighbor stopped by her Muslim neighbor’s house for advice on what to wear. Not only does the Muslim neighbor give her a demonstration on how to wrap her headscarf in real time, the neighbor lets the woman keep the item. Beautiful.

For more reasons to smile, check out all the ways Subaru is sharing the love this holiday season, here.

Kayleigh Donahue explains the differences between the U.S. and Europe.

American-born TikTok user Kayleigh Donahue is going viral on the platform because of her unflinching take on why it was a mistake for her to move back to the U.S. after spending 4 years in Ireland.

She now lives in the Boston area. Kayleigh moved back to the U.S. from Ireland to make more money, but that didn’t go as planned. Even though she got paid more, the cost of living was so much higher that she saved less money than she did in Ireland. She also missed the generous number of vacation days she got in Europe as compared to America.

@kayshaynee

popping off always #americanabroad #usavseurope #movingabroad #livingabroad #europevsamerica #fyp

“Basically, I really got sucked into the American Dream way of living when I was abroad, which is funny because I loved living abroad,” Kayleigh said. “But you know, making more money, that’s enticing. Good job, that’s enticing. It’s not true. It used to be. It definitely used to be. You could come here and make a ton of money, make a great life for yourself. But the younger generation today, in this country — screwed. It’s literally all a lie that is sold to you. It’s such a struggle, and the older generation doesn’t seem to see how much of a struggle it is for the younger generation here.”

In the end, who wants to work harder for a lower quality of life?

“Needless to say, I will most likely be moving back to Europe where 20-plus days of paid vacation a year is literally the law, and I will make less money, but somehow, you know, the cost of living is lower there and I can save more,” Kayleigh concluded the video.


This article originally appeared in January.

Joy

Dog owner dressed up as dog's favorite toy and his reaction was seriously adorable

The life-sized Mr. Quackers was almost too much joy for Charlie to handle.

Charlie the golden retriever got to experience a life-sized Mr. Quackers and it was sheer joy.

The first thing you need to know about Charlie the golden retriever is that he loves Mr. Quackers. Mr. Quackers is Charlie's stuffed yellow duck. Charlie carries him around everywhere, he loves him so.

@charliethegolden18

I always so happ to see my lil bro 😋 #dogsoftiktok #petsoftiktok #dogs #goldenretriever





Anyone who's had a dog with a favorite stuffy knows that it's a bit like a child with a favorite stuffy. As long as the stuffy is there, all is well. If stuffy goes missing, all hell breaks loose. Nobody take the stuffy away. Nobody lose the stuffy. Nobody mess with the stuffy.

Where they go, their stuffy goes.

Where Charlie goes, Mr. Quackers goes.

That's just the way it is.

@charliethegolden18 Happens every..single..time 😂🙈 #dogsoftiktok #petsoftiktok #dogs #goldenretriever ♬ Quirky - Oleg Kirilkov

The attachment is real. Watch what happens when Charlie's buddy Buddy tries to mess with Mr. Quackers.

@charliethegolden18

Ain’t nobody touching my Mr. Quackers 😋 #dogsoftiktok #petsoftiktok #dogs #goldenretriever

"There, see it!" Oh, Charlie. His love for Mr. Quackers is unrivaled, which is why his owner decided to pull an incredible pet prank and dress up as Mr. Quackers himself.

@charliethegolden18

When your husband finds a costume that looks identical to your dogs favorite duck toy 😂 #dogsoftiktok #petsoftiktok #dogs #goldenretriever

The things we do for our dogs, indeed.

And when Charlie got to meet the life-sized Mr. Quackers? So. Much. Joy.

@charliethegolden18

Dressed up as our dogs favorite duck toy. Full video on FB & YouTube. Link in bio. #dogsoftiktok #petsoftiktok #dogs #goldenretriever

Charlie practically wagged his tail right off his body. And he never let go of the original Mr. Quackers the whole time—at least on TikTok.

The extended video on YouTube shows Charlie dropping Mr. Quackers and trying to get a hold of Huge Mr. Quackers by the neck. Not in an aggressive way—more like in a "Hey, lemme carry you around like I do Mr. Quackers!" kind of way.

And then the slow discovery that Huge Mr. Quackers smells an awful lot like his hooman … just too precious.

Animals can bring such joy to our lives, especially when we take the time to play with them. Thanks, Charlie's parents, for sharing this moment of adorable delight with us all.

Follow more of Charlie and Mr. Quackers' adventures on TikTok and YouTube.


This article originally appeared two years ago.

Unsplash

Body dysmorphia really knows no bounds. We tend to think of insecurities as focusing on things like the flatness of our stomachs or the size of our noses. But perhaps the thing that people are most self-conscious about is the thing we actually talk about the least.

According to one study, about 30% of men are "dissatisfied" with the size, shape, or appearance of their penis. That number is even higher when it comes to how women feel about their vaginas. A survey done by Refinery29 showed that almost half of women had "concerns" about the appearance of their vulva.

The numbers say anywhere from a third to a half or more of all people think there's something wrong with the way our private parts look. Which begs the question: If we all think we're weird, is anybody really weird at all?

A fascinating Reddit thread recently polled experts on this very topic; people who tend to see an awful lot of genitals in their line of work: Waxing technicians, or estheticians. The responses were oddly... inspiring.

The prompt asked, "Waxers, how often are you surprised by how a clients genitals look?"

Professional waxers chimed in with their stories and observations. As did doctors, nurses, pelvic floor therapists, urologists, and lots of other pros who work closely with people's unmentionables.

Here are a few of the best responses:

Laura Woolf/Flickr



Gonna chime in as a doctor - and I would imagine it’s the same for professional waxers. WE. DONT. CARE. And in my case I would be surprised if you’d show me something I’ve never seen before. - feelgoodx

I use to be very self conscious and insecure about my genitals. I honestly thought I had a weird vagina. But working in this industry has taught me that every one is a snowflake. I’ve seen it all and nothing surprises me. Just clean yourself before coming in. - Wild-Clementine

Not a waxer but I am a labor and delivery nurse. I see a vulva every single day I work, often multiple, and frequently about 3 feet from my face with a spotlight on it lol. Not much surprises me. Most are out of my memory by the time they're clothed or covered up. When it comes to genitals you want to be unremarkable. - tlotd

Very, very rarely. Shaved, not shaved, lots o’ labia, no labia, etc—it’s all the same to me. I’m just here to work. - Important-Tackle

never. i have seen it all. scars, hyperpigmentation, unevenness; none of it surprises me. just please wash yourself before coming to me. - pastelmorning

Nothing surprises me, I'm mostly just focusing on the hair, but i do have a client who has a tuft of hair on the underside of his shaft near the tip of his penis we call his downstairs soul patch. - noorisms

Two big takeaways:

First, outside of obvious mutilations or pathologies, nothing stands out to people who are extremely knowledgable about genitals. Differences in size, shape, and structure are totally normal and barely even register on the radar!

Second, no matter what you look like down there, good hygiene is always appreciated. A solid tip that extends far beyond the borders of the esthetician's office!

Being embarrassed, self-conscious, or even ashamed of the way your parts look doesn't seem like a big deal, but it can be.

gourd and white tape measure on blue surface Photo by charlesdeluvio on Unsplash

It's bizarre and tragic that unrealistic beauty standards actually effect the way we perceive our own nether regions. Pornography, media, and inconsiderate past partners all play a role in people developing anxiety about the way their genitals look.

Both men and women can have their sex lives negatively impacted by bad self-image and anxiety over the way they look naked. When the shame is really bad, it can hold them back in relationships, or even stop them from seeking them in the first place.

Fear of being judged or humiliated can stop women in particular from, not just going in for a wax, but from going to the gynecologist or asking potentially-embarrassing but critical and life-saving health questions.

If you've ever been a little self-conscious, take it from the experts, from the people who have seen hundreds if not thousands of genitals up close and personal, in the most unflattering lighting and from the worst angles possible: You're totally normal!

Motherhood

Overwhelmed new mother hears the perfect parenting advice from her mom on doorbell cam

Monica Murphy was just one month into welcoming her third child into the world.

@monica_murphy/Instagram

Sometimes mom knows just what to say

“How on earth can one person do it all?” This is a question so many mothers ask themselves. Especially after giving birth, when life seems to expect them to take care of their newborn, get their body back, return to work and keep a clean house all at the same time.

It’s a question that had completely overwhelmed Monica Murphy, only one month into welcoming her third child, while still recovering from a C-section and taking care of her other children, who were also nursing, according to Today.com. Luckily for Murphy, her mom had the perfect piece of advice to ease her troubled mind. And luckily for us, it was all caught on the family’s doorbell cam.

In a now-viral Instagram post, Murphy wrote her formidable to-do list, which included:

Working

Staying present on social media

Maintaining a clean home

Tandem breastfeeding

Being present with my kids

Eating a nutritious diet

Making time for my husband

Keeping in touch with friends

Making time for myself

Planning activities for kids

Frick decorate for Christmas

Followed by that burning question: “How on earth can one person do it all?”

Of course, Murphy hadn’t expressed any of these stresses to her mom, who had been visiting. But still, her mom knew something heavily weighed on her daughter's mind.

So, as she was walking out, Murphy’s mom left her with these words of wisdom:

“They aren’t gonna remember a clean house, they are gonna remember how much you loved them and hung out with them.”

Murphy told Today.com that she “broke down” crying after her mom had left, and was instantly inspired to share the video for other moms who needed similar encouragement.

Indeed, the message struck an emotional chord with thousands of viewers.

“The way I would’ve just bawled if she said that to me,” one person commented.

Another added, “I needed to hear this today.”

Some shared how it was a sentiment they sadly would never hear from their own mothers, and how they are now re-parenting themselves.

“My mom would just nag I’m lazy and how am I supposed to leave my house a mess. So I’m just easing my anxiety with gentle words from other people’s mothers. As I’ve been doing my whole life. Clean house was above happy children,” one person wrote.

It can be so easy for moms to lose themselves in the never ending cycle of responsibilities and, frankly, unrealistic societal expectations. But hopefully this sweet message can help moms everywhere go a bit easier on themselves, and actually enjoy the time they have with their kids. That’s part of what family is all about, after all.


This article originally appeared a year ago.

Canva

Fiona the sheep had been stranded for two years all by herself.

Sheep are hardy, resilient animals. Depending on the breed, they thrive in the driest of desserts and snowiest of planes. But being highly social animals, one thing they cannot tolerate is isolation. So imagine poor Fiona, a sheep who spent more than two years in solitude at the bottom of a cliff in Scotland.

Dubbed Britain's, then the world’s “loneliest sheep,” Fiona had become something of a local legend—first spotted by a kayaker in 2021, and then again two years later, not malnourished and in good condition, but with badly overgrown fleece and in need of a good shearing.

How exactly Fiona became stuck at the bottom of a cliff was a mystery. But hauling her out was an even more confounding problem.

Despite over 50,000 people signing a petition to rescue Fiona, the Scottish SPCA called the safety logistics “incredibly complex” due to the terrain being so inaccessible, not to mention any human interaction likely causing extreme stress for the stranded rescuee.

That’s when a group of five farmers—including sheep farmer and BBC presenter Cammy Wilson, and Youtube star Graeme Parker— took things into their own hands.

With a whole lotta rope, and a whole lotta patience, the team successfully found Fiona in a cave (a little overweight, perhaps eating her lonely feelings a bit) and hoisted her up the steep cliff to safety.

Watch the harrowing resc-ewe mission below. Gotta say, the drone footage makes it look even more epic.

Fiona was then taken to Dalscone Farm Fun, a new forever home, where her new owner, Ben Best, dubbed her healthy and relaxed, even if she “could lose a few pounds.” (“As it Happens, CBC Radio)

Though animal rights activists did show concern with Fiona’s new living situation, likening it closer to a “petting zoo” than the sanctuary she deserved, Best affirmed that was not the case, saying "It's effectively a farm where people can go and visit the animals, but they don't go in amongst the animals.”

He also added that she would be kept away from the public eye for five-to-six months, and not step into the limelight until she’s ready for it.

And there you have it, folks. Fiona might have once been the world’s loneliest sheep, but now she’s living it up like the star she is.


This article originally appeared a year ago.