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This surprising map reveals the real value of $100 in each state

Your purchasing power can swing by nearly 25 percent from state to state.

Image by Tax Foundation.

Map represents the value of 100 dollars.

As the cost of living in large cities continues to rise due to inflation, tariffs and other economic factors, more and more people are realizing that the value of a dollar in the United States is a very relative concept. For decades, cost of living indices have sought to address and benchmark the inconsistencies in what money will buy, but they are often so specific as to prevent a holistic picture or the ability to "browse" the data based on geographic location.

Each year, the Tax Foundation addresses many of these shortcomings using the most recent Bureau of Economic Analysis data to provide a familiar map of the United States overlaid with the relative value of what $100 is "worth" in each state. In recent years, they've further updated their data so that you can break down the value of your money across every single metro area in the United States. It's an incredibly valuable tool with so many people considering, or having already migrated from states like California to Florida, Texas and other states with friendly state taxes rates and more affordable housing options.

The map quantifies and presents the cost of living by geography in a brilliantly simple way. For instance, if you're looking for a beach lifestyle but don't want to pay California prices, try Florida, which is about as close to "average" — in terms of purchasing power, anyway — as any state in the Union. If you happen to earn, or luck, your way into Silicon Valley tax brackets, head to Hawaii, D.C., or New York. You'll burn through your money in no time. And in some of those places like Hawaii, there are quality of life measurements that often exceed raw purchasing power.


So, where does your dollar go the furthest in 2025? The financial planning site GoBanking.com compiled its own list of cash purchasing power across each state and found that in California, you get the least bang for your buck, only $87.42 in real purchasing power for every $100 of cash. The average person in California makes $96,344, one of the higher income levels in the country. However, just living in California on average costs residents a staggering $86,408, leaving the average person with little flexibility for long-term financial planning projects like retirement, saving for a new home or even buying a new car.

At the other end of the spectrum is Arkansas, the state where your dollar goes the furthest. In fact, that $100 bill burning a hole in your proverbial wallet is in fact worth more than its technical value, with a real value of $113.49. On top of that, the cost of living is only $37,067, less than half of that in California. Further, the average cost of a new home in Arkansas is $208,743, less than one-third of a new home in California. Not coincidentally, in 2023, Arkansas was the top destination for people moving to another state within the United States, followed by Texas.

value of $100 in each state, money, economy, inflation, tariffs, Arkansas, California, Florida, Texas A woman holds six $100 billsImage via Canva

How about Florida, which has received outsized attention in recent years for its overt efforts to draw residents from California and other states with higher costs of living? According to the most recent data, Florida is in fact much closer to California than Arkansas, coming in only in 40th place on the GoBanking rankings, with $100 in cash only being worth $96.55. However, the annual cost of living is still only slightly more than half of that in California, $53,505. And if you're looking to buy some real estate, the average home is valued at $404,924. That's still well outside the purchasing power of many Americans but with built-in advantages such as warm weather and the top-ranked state education system in America, it's obvious why so many people, especially those with families, are choosing Florida over California in recent years.

According to U.S. News and World Report's data analysis, California only has the nation's 23rd best education system and is ranked a paltry 37th overall in their state rankings. It's quite a contrast for a state that bills itself on the promise on opportunity, natural wonder and positive lifestyle options. And with 2024's wildfires, the constant threat of earthquakes and other factors, California clearly has challenges beyond economics if it wants to remain one of the more attractive states in the nation.

Of course, those numbers are always in flux. And political leaders in California have promised concrete reforms in order to address the state's high cost of living compared with the value of the its social and emergency services. If you want proof of how quickly things can change, look at a similar analysis of the value of $100 in each state from 2015:


- YouTube www.youtube.com

However, those negative statistical trends aside, California continues to have an incredible pull on our collective imagination. 423,194 Americans left their state for California according to the most recent data in 2023, placing it in third behind our previously mentioned top two states, Arkansas and Texas.

So, it's clear there are a number of factors that determine the best place of live in America. When it comes to raw purchasing power, you cannot beat Arkansas. But there's so much else to consider: public resources like education and healthcare, job opportunities (you probably won't make nearly as much in Arkansas as you might in California) and other factors such as proximity to family, friends and personal interests.

There's no doubt America is rapidly changing and that includes what people value the most when they decide where to live. In uncertain economic times, the face of America will likely change radically in the coming years, with the political, economic and social landscape shifting in meaningful ways.

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Ex-salesman shares 2 clever phrases that will make car dealers leave you alone

They're trained to ignore "I'm just looking."

via Antoni Shkraba/Pexels

A car salesman leaks secret phrases to stop pushy salesmen in their tracks

It can be intimidating to be approached by a salesperson when making a big purchase, such as a car or an appliance. Heck, even much smaller stakes shopping like walking through the mall or browsing jewelry can be wracked with anxiety over potentially running into a pushy salesman. And don't even get me started on the door-to-door variety who come around at dinnertime trying to sell you a new roof.

But it's car salesmen, in particular, who have the worst reputation. They can swoop in like sharks, seeing blood in the water and some refuse to leave you alone, even if you say, “I’m just looking.” The words will not deter them, as they're trained to push past those objectives by pestering with you questions and "encouraging" you to move the sale forward.

A car salesman on TikTok recently went viral with a video explaining why “I’m just looking” doesn’t work on a car lot and, crucially, providing more effective phrases you can use instead.


cars, car salesman, new car, wacky waving inflatable arm tube man, sales, shopping, anxietyThe only care salesman I really trust.Giphy

"There's two main reasons, and here's what you should say instead of 'I'm just looking,'" he said in a video with nearly 2 million views. “One is, we hear it every single day. So when somebody tells me, ‘I’m just looking,’ I’m so used to hearing that, I almost like brush it off and ignore it because I’m like, ‘That’s what the customer’s supposed to say.’ “

'Secondly," he goes on, "every car salesman has had a customer say, ‘I’m just looking,’ and we ended up selling them a car."

Instead, Russell suggests you say: "Hey, I’d really like to look alone. Can I please have your business card?"

The second phrase, which is even more clear that you want the salesman to go away, is: “I’m really not in the market for a car.”

These responses are firm and direct, leaving little to no room for interpretation or push back. Watch Russ explain the process and why it works here:

@russflipswhips

Replying to @SoyPablo This is what I would say #carsales #carsalesman #cardealership #carbuyingtips

The post received funny responses from folks who had a few effective ideas of their own:

“The ‘I have 2 repos and no money down' line works wonders,’” one TikToker joked.

“I just tell them my credit score and they run,” another added.

"If 'I’m just looking' doesn’t work, I usually wait until they go home, follow them home, stare into their bedroom window at night, and repeat the line when he comes out to ask what I’m doing," someone commented.

Others chimed in with their own stories, or support of Russ' advice:


cars, car salesman, new car, wacky waving inflatable arm tube man, sales, shopping, anxietyThe only people with a worse reputation than car salesmen is used car salesmen!Giphy

"My first week in the business, one of the older guys told me to say 'I’ll look with ya' the first time I used that line, sold a car to the customer’s daughter and upgraded his lease"

"I just say ‘Ill come get you when Im ready’ and if they dont immediately go away, and I do find a car that I want, they will not be the one catching the sale."

"I once told a salesman I was just looking and ended up leaving with a new car"

Plenty of viewers chimed in that the really good salespeople know when to respect someone's wishes and back off. If a salesman is too pushy, it can be a huge turnoff for customers — even if they really are almost ready to buy.

In the end, Russell’s suggestions show that sometimes, the best way to get our point across is to be direct and honest. There’s absolutely nothing wrong with wanting to shop alone and if the salesperson can respect that request, they deserve the sale if you decide to buy something.

Russ has developed a following of over 750,000 followers giving advice to people in the auto industry and helping customers be prepared for one of the biggest purchases of their lifetime.


@russflipswhips

Asking the right questions when buying a car can save you a lot #carsales #carsalesman #carbuyingtips #cardealership

With so much info at our fingertips, we've come a long way from the days of car salesmen holding all the power and tricking customers with elaborate games and negotiating tricks. But... that doesn't change the fact that, sometimes, we just want to look around without being pressured.

This article originally appeared last year. It has been updated.

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Job recruiter is surprised when candidate put 671-day streak for Japanese Duolingo on his resume

Clever idea? Or just resume fluff?

@bllshfrv/Reddit, Wikipedia

Nearly two years of learning a language…something's had to have stuck.

In the age of algorithms and keywords and incredibly steep competition, people have to be more strategic and creative than ever to secure a good job. Especially when it comes to drafting a resume that stands out amongst hundreds of others.

Recently, one job recruiter was so impressed by one job seeker’s clever idea of listing their 671-day Duolingo streak—alongside a fluency in English and limited American Sign Language —under the "languages" section in their resume that he decided to share it online.

According to Newsweek, the job recruiter, named Bilal Ashrafov, was pleasantly surprised, and had even considered including something similar on his own resume, “but wasn't sure if it would come across as professional.”

“Seeing someone take that first step made me reflect on its relevance,” he said, noting that “a long-standing Duolingo streak can demonstrate dedication and continuous learning,” even if the popular app only requires a minute of practice a day.

After sharing the resume onto Reddit, others seemed to agree, and commended the potential employee for their innovative approach.

Someone sent a resume with their Duolingo streak under ‘Languages’
byu/bllshrfv induolingo

"Imagine explaining that in an interview—'I'm not just consistent, I'm Duolingo consistent!'" one viewer quipped.

Another commented, "If I was hiring, I would definitely interview this person."

Still another said, "It got noticed, didn't it? Sounds like not too bad of an idea."

Considering that there are a few ways folks can keep their Duolingo streak intact without truly getting proficient in a language, like continuing to purchase streak freezes, this idea might never take on as the new resume must-have. But, on a much broader scale, this story highlights the need to bring a bit of ourselves to our resumes. As the concept of portfolio careers, or a career that includes multiple income streams, rather than a single job title, becomes more and more mainstream, we’ve seen people find great success in listing what they uniquely bring to the table, professional or otherwise.

When it comes to adding resume items that pop, and offer a true reflection for who you really are, think about including:

Soft skills:

These are personal qualities that describe how you work and interact with others, such as conflict resolution or time management, and they are not only gaining importance across the workforce, but are highly transferable across different types of work.

Personal projects:

Whether you got paid for these isn’t paramount here. If you led a community initiative your passionate about, or even have a long-standing blog about something that interests you, this could be included.

Technical skills beyond the job description:

Do you have a proficiency in certain programs, like coding languages, data visualization, project management, etc? Even if a job doesn’t specifically ask for these skills, they could be helpful additions.

Creative or unique hobbies:

You never know what interesting conversations your oddball pastime might inspire, if anything else. So don’t be embarrassed if you’re a wiz a Photoshopping old-timey puppy portraits or engage in recreating Scandinavian folk tunes with GarageBand.

Community involvement:

This can be your volunteering roles, and mentorship programs you might have participated in, or even charities you have close ties to.

Academic achievements:

Include relevant published research papers or presentations, and awards or honors you received during your studies, or any significant contributions you might have made to a research project

These are just a few suggestions to get you started. Include a few, or perhaps your own impressive Duolingo streak, or something else. Just remember, sometimes it pays to think outside the box.

This article originally appeared in February

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Gen Z are becoming accountants and it's for reasons that might surprise you

In totally Gen Z style, it's for a good cause.

Images via Canva

Young accountant, goat farmer.

Look, there are certain jobs that aren't at the top of the "dream list." You don't often meet 14-year-olds who, when asked, "What do you wanna be when you grow up?" answer: pencil pushers! But in a world of influencers and content creator wannabes, Gen Z (or at least some of them) is ready to get serious.

When many think of the Zoomer generation (born between 1997 and 2012), there are a few things that come to mind. These folks are characterized by wanting to make a difference in the world and leave it better than how they found it, but they're also not naïve. When it comes to practicality, Gen Z is all about making the most of the ever-changing world—especially the financial market.

According to an article by writer Preston Fore for Yahoo! Finance, the accountants from the Boomer generation (and there are millions of them) are retiring, leaving a huge gap. "The industry is facing a talent shortage crisis. While it’s been lamented as one of America's most boring jobs and headed down a path of extinction, Gen Z is realizing the six-figure career opportunity."

accountant, money, work, jobs, boomers, gen z, workforceSeason 8 Nbc GIF by The OfficeGiphy

Smart thinking. But in typical Gen Z fashion, many are combining their logical desire for fail-safe employment with actually making the world a better place. One way is volunteering to help others with the VITA (Volunteer Income Tax Assistance) program—which helps provide free tax consultation to those in need. The IRS is working with a handful of universities to help aspiring accountants in college get their feet wet AND make a difference.

Fore notes the story of Alana Kelley, a third-year student at Oregon State University. She has already helped many with their taxes, saving them much-needed money in these trying times. "One was a goat farmer who had only a landline and no access to the Internet. Another was a young woman who was financially supporting her sister. Kelley was able to help them obtain a life-changing $6,000 back in refunds."

VITA has been around for over 50 years, and Gen Zers are genuinely making use of it. Fore shares, "Last year alone, an army of more than 280 CSUN students helped over 9,000 low-income taxpayers claim nearly $11 million in tax refunds and $3.6 million in tax credits—plus save them over $2 million in tax preparation fees."

taxes, calculation, accountants, money, finance jobsFiguring out our finances may be getting easier. Photo by Towfiqu barbhuiya on Unsplash

Many Redditors are backing the idea. On the subreddit r/accounting, someone asks, "Gen Z is making accounting cool again?" As expected, a few commenters push back on the "again" part. A few more respond to the aforementioned article with suspicion, as though the IRS is paying for it. But one person defends it: "VITA was a very cool program for both audit and tax aspiring accounting student to join. Most of the successful accountants I've known joined VITA. It's also led by younger students these days, so it's even more well-known within the Gen-Z students group." Another got straight to the point: "We just want money and free time bro."

Accounting isn't the only occupation Gen Zers seem to be drawn to. As there are fewer guaranteed roads to success, some Zoomers are skipping traditional college altogether and instead training to become plumbers, electricians, and other vocations that don't need a hefty degree. An article for the New York Post cites a recent study showing that a lot of folks of the Gen Z generation were interested in blue-collar work. "The survey of 2,091 people aged 18 and over found that Gen Z was becoming the 'toolbelt generation' because of the shifting attitudes and soaring cost of a college education."

plumbers, trades, vocations, work, gen z Plumbing Plumber GIF by Family GuyGiphy

With higher tuition and way less of a safety-net, many are thinking long-term, and if they can find a way to make a positive impact at the same time, all the better.


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