An ex-union rep wants to give everyone $1,000 a month, and it's not as crazy as it sounds.

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An ex-union rep wants to give everyone $1,000 a month, and it's not as crazy as it sounds.

Are robots killing the American Dream?

I'm paraphrasing, but that was the core of the question plaguing Andy Stern, the former president of one of the most influential unions in the country, the Service Employees International Union.

"Technology has helped our economy become more efficient and productive," Stern writes in his new book, "Raising the Floor," "but in the process, it has led to the decoupling of employers and employees — the foundational relationship of middle-class opportunity and the American Dream."

Image via Chi/Donahoe/Vimeo.

With the robots coming, Stern felt he had lost his ability to predict the future of labor — what to do next?

It wasn’t that he didn’t believe in things like Fight for $15 anymore. It was just, well, the writing was on the wall. With three-fourths of workers in the country already living paycheck to paycheck and an estimated 47% of jobs expected to be replaced by automation in the next few decades, what was the point in fighting the same battles when every victory just led to another hill to climb?

So after years of soul searching, he came to believe something crazy: We should just pay everyone $1,000 a month.

Yeahbutwhat?!

$1,000 a month for everyone. Bear with me now.

Andy Stern, among the robots in a machine shop, with his new book. Image via Chi/Donahue/Vimeo.

It might seem crazy on the surface, but this idea is called a universal basic income (UBI), and it's actually been around for a while with support from conservatives, progressives, liberals, and libertarians alike.

Thomas Paine wrote about it; Martin Luther King, Jr. believed in it; even Richard Nixon tried to pass it into law when he was president. Many venture capitalists like it, too, because it encourages consumer options, which creates more competition.

"UBI is rooted in the belief that every human being should have at least the basic means to choose the life they want for themselves and their families," Stern writes. And that's hard to disagree with.

Think of it like this: Unemployment can lead to poverty, which can lead to other kinds of societal problems.

So why not treat the root cause instead of just the symptoms?

Photo by Ed Yourden/Flickr.

But of course, now you're asking: How would we pay for giving everyone $1,000 a month?

In his book, Stern suggests seven different options of funding UBI.

One of the ideas is to replace some or most of our existing welfare and social assistance programs with a basic income. That could save us a trillion bucks right there! (And given the choice between signing up for an array of social programs or just having $1,000 bucks a month to freely spend on things you need, I think most people would pick the latter option.)

8 million coins were dumped in a public square in Switzerland during a rally to support that country's referendum for UBI in 2013. Photo by Generation Grundeinkommen/Flickr.

But wouldn't this idea get bogged down in a huge political fight?

Maybe, but the nice thing about UBI is that it empowers people to make their own choices by giving them just enough money that they don't need to be caught in that endless cycle of poor decision-making just to survive. That tends to appeal to the political left.

It also frees up the rest of society from the time spent trying to legislate morality and life choices and just lets people do what they want. And that tends to appeal to people on the political right who prefer a smaller government.

Money. Not everyone has it, but we could change that. Photo by 401(K) 2012/Flickr.

But won't giving out "free money" encourage laziness or substance abuse?

Actually, previous experiments along these lines have proven that wrong.

In fact, UBI recipients ended up investing more time, money, and energy into education and entrepreneurship, and their overall happiness vastly improved.

Granted, they did work a little less — 5% to 7% fewer hours on average. But less time doesn't mean less productivity, and they were obviously able to use that time to accomplish greater things that actually contributed to the their own betterment and that of the society around them.

Photo by keep_bitcoin_real/Flickr.

And if you think that this weird hybrid libertarian-socialist utopia could never actually work, guess what? It already has.

Previous social experiments with UBI have occurred in places like Germany, Finland, Namibia, and Canada — all with resounding success. There's a new, longer-term UBI project coming up in Kenya, too.

And that's the thing: There are obviously a lot of details to figure out about how exactly a universal basic income would work, especially in a place like the United States. After all, what looks good on paper doesn't always work in real life. But sometimes the best thing to do is to just give it a shot and fix the kinks as you go along.

A Swiss pamphlet explaining a federal UBI initiative from 2013. Photo by Stan Jourdan/Flickr.

That's why Stern, the former union president, is now working toward implementing a universal basic income in the United States.

In his book, Stern chronicles the journey that lead him to his new campaign for UBI. He shares the conversations that he had over the years with engineers, investors, business leaders, laborers, and other thinkers and innovators all across the political spectrum about the future of American economy.

And despite their surface differences, every conversation pointed toward the same inevitable conclusion: a universal basic income for everyone.

"The freedom to choose the life that you want for yourself and for your family," Stern writes. "That's the new American Dream. And UBI can help all Americans to achieve it."

Still not sold on this radical notion of basic income? Here's a video with Stern talking about why our country needs to raise the floor to lift each other up.

Tory Burch

Tory Burch Empowered Women

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This woman found out shelters in LA don't accept women with teen boys. So she made sure hers did.

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Judy Vaughan has spent most of her life helping other women, first as the director of House of Ruth, a safe haven for homeless families in East Los Angeles, and later as the Project Coordinator for Women for Guatemala, a solidarity organization committed to raising awareness about human rights abuses.

But in 1996, she decided to take things a step further. A house became available in the mid-Wilshire area of Los Angeles and she was offered the opportunity to use it to help other women and children. So, in partnership with a group of 13 people who she knew from her years of activism, she decided to make it a transitional residence program for homeless women and their children. They called the program Alexandria House.

"I had learned from House of Ruth that families who are homeless are often isolated from the surrounding community," Judy says. "So we decided that as part of our mission, we would also be a neighborhood center and offer a number of resources and programs, including an after-school program and ESL classes."

She also decided that, unlike many other shelters in Los Angeles, she would accept mothers with their teenage boys.

"There are very few in Los Angeles [that do] due to what are considered liability issues," Judy explains. "Given the fact that there are (conservatively) 56,000 homeless people and only about 11,000 shelter beds on any one night, agencies can be selective on who they take."

Their Board of Directors had already determined that they should take families that would have difficulties finding a place. Some of these challenges include families with more than two children, immigrant families without legal documents, moms who are pregnant with other small children, families with a member who has a disability [and] families with service dogs.

"Being separated from your son or sons, especially in the early teen years, just adds to the stress that moms who are unhoused are already experiencing," Judy says.

"We were determined to offer women with teenage boys another choice."

Courtesy of Judy Vaughan

Alexandria House also doesn't kick boys out when they turn 18. For example, Judy says they currently have a mom with two daughters (21 and 2) and a son who just turned 18. The family had struggled to find a shelter that would take them all together, and once they found Alexandria House, they worried the boy would be kicked out on his 18th birthday. But, says Judy, "we were not going to ask him to leave because of his age."

Homelessness is a big issue in Los Angeles. "[It] is considered the homeless capital of the United States," Judy says. "The numbers have not changed significantly since 1984 when I was working at the House of Ruth." The COVID-19 pandemic has only compounded the problem. According to Los Angeles Homeless Services Authority (LAHSA), over 66,000 people in the greater Los Angeles area were experiencing homelessness in 2020, representing a rise of 12.7% compared with the year before.

Each woman who comes to Alexandria House has her own unique story, but some common reasons for ending up homeless include fleeing from a domestic violence or human trafficking situation, aging out of foster care and having no place to go, being priced out of an apartment, losing a job, or experiencing a family emergency with no 'cushion' to pay the rent.

"Homelessness is not a definition; it is a situation that a person finds themselves in, and in fact, it can happen to almost anyone. There are many practices and policies that make it almost impossible to break out of poverty and move out of homelessness."

And that's why Alexandria House exists: to help them move out of it. How long that takes depends on the woman, but according to Judy, families stay an average of 10 months. During that time, the women meet with support staff to identify needs and goals and put a plan of action in place.

A number of services are provided, including free childcare, programs and mentoring for school-age children, free mental health counseling, financial literacy classes and a savings program. They have also started Step Up Sisterhood LA, an entrepreneurial program to support women's dreams of starting their own businesses. "We serve as a support system for as long as a family would like," Judy says, even after they have moved on.

And so far, the program is a resounding success.

92 percent of the 200 families who stayed at Alexandria House have found financial stability and permanent housing — not becoming homeless again.

Since founding Alexandria House 25 years ago, Judy has never lost sight of her mission to join with others and create a vision of a more just society and community. That is why she is one of Tory Burch's Empowered Women this year — and the donation she receives as a nominee will go to Alexandria House and will help grow the new Start-up Sisterhood LA program.

"Alexandria House is such an important part of my life," says Judy. "It has been amazing to watch the children grow up and the moms recreate their lives for themselves and for their families. I have witnessed resiliency, courage, and heroic acts of generosity."

From Your Site Articles

The past year has been tough. That’s why TurboTax Live gave these people a little lift.

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2020 was difficult (to say the least). The year was full of life changes, losses, and lessons as we learned to navigate the "new normal." You may have questions about what the changes and challenges of 2020 mean for your taxes. That's where TurboTax Live comes in, making it easy to connect with real tax experts to help with your taxes – or even do them for you, start to finish.

Not only has TurboTax Live helped millions of people get their taxes done right, but this year they've also celebrated people who uplifted their communities during a difficult time by surprising them with "little lifts" to help out even more.

Here are a few of their stories:

Julz, hairdresser and salon owner

"As a hairdresser and salon owner, 2020 was extremely challenging," says Julz. "Being a hairdresser has historically been a recession-proof industry, but we've never faced global shut down due to health risk, or pandemic, not in my lifetime. And for the first time, hairdressers didn't have job security."

Julz had to shut down her salon and go on unemployment benefits for the first time. She also had to figure out how she was going to support herself, her staff and her business during this difficult time. But many other beauty industry professionals didn't have access to the resources they needed, so Julz decided to help.

"My business partner and I began teaching basic financial literacy to other beauty industry professionals," she says. "Transitioning our business from behind the chair to an online academy was a challenge we tackled head-on so that we could move hairdressers into this new space of education, and create a more accessible curriculum to better serve our industry.

Julz connected with a TurboTax Live expert who helped her understand how unemployment affected her taxes and gave her guidance on filing quarterly estimated taxes for her small business. "I was terrified to sit at a computer and tackle this mess of receipts," Julz says, so "it was great to have some virtual handholding to walk me through each question."

In addition to giving Julz the personalized tax advice she needed, TurboTax Live surprised her with a "little lift" that empowered her to help even more beauty professionals. "When my tax expert Diana surprised me with a little lift, I was moved to tears," says Julz. "With that little lift, I was able to establish a scholarship fund to help get other hairdressers the education they deserve."

Alana, new mom

Alana welcomed her first child in 2020. "I think my biggest challenge was figuring out how to be a mom, with no guidance," she says. "My original plan was to have my mom by my side, teaching me the ropes, but because of COVID, she wasn't able to come out here."

She was also without a job for most of 2020 and struggled to find something new.

So, Alana took it as a sign: she decided to launch her own business so she could support her new baby, and that's exactly what she did. She started a feel-good company that specializes in creating affirmation card decks — and she's currently in the process of starting a second, video-editing business.

TurboTax Live answered Alana's questions about her taxes and gave her some much-needed advice as she prepared to launch her businesses. Thanks to their "little lift," they provided her with a little emotional support too.

"I got my mom a plane ticket to finally [have her] meet [my daughter] for her first birthday," Alana says. "I was also able to get a new computer," which helped her invest in her new business and work on her video editing skills. "It's helped my family and me so much," she says.

Michael, science teacher

When schools shut down across the country last year, Michael had to learn how to adapt to a virtual classroom.

"As a teacher, I had to completely revamp everything," he says, so that he could keep his students engaged while teaching online. "At the beginning, it was a nightmare because I had no idea. I had to go from A-Z within a couple of weeks."

Michael's TurboTax Live expert answered his questions about how working from home affected his taxes and helped him uncover surprising tax deductions. To top it all off, his expert surprised him with brand new science equipment and supplies, which allowed him to create an entire line of classes on YouTube, TikTok, Instagram, and Facebook. "Now I can truly potentially reach millions of children with my lessons," he says. "I would never have taken that leap if not for the little lift from TurboTax Live."

Ricky, motivational youth speaker

As a motivational speaker, Ricky was used to doing his job in person, but, he says, "when COVID-19 hit, it altered my ability to travel and visit schools in person [because] schools moved to fully virtual or hybrid models."

He knew he had to pivot — so he began offering small virtual group workshops for student leadership groups at middle and high schools.

"This allowed me to work with student leaders to plan how they would continue making a positive impact on their school community," he says. He wasn't sure how being remote would affect his taxes, but TurboTax Live Self-Employed gave him the advice and answers that he needed to keep more money in his pocket at tax time — and the little lift he received from them has helped him serve even more students.

"[It] has been a major blessing," he says "There will be multiple schools and student groups from across the country that I can hold leadership workshops with to empower them with the tools to be inspirational leaders in their school, community, and world."

Plus, he says, it was great knowing he had an expert to help him figure out how being remote affected his taxes. "I felt confident and assured in the process of filing my taxes knowing I had an expert working with me, says Ricky. "There were things my expert knew that I would not have considered when filing on my own."

Filing your taxes doesn't have to be intimidating, especially after a year like 2020. TurboTax Live experts can give you the "little lift" you need to get your taxes done. File with the help of an expert or let an expert file for you! Go to TurboTax Live to get started.

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