More

I'll Bet You've Put Yourself In A Really Bad Position Without Even Knowing It At Least Once

Did you know that you've very likely agreed to be forced to do something? Sounds confusing, I know. But it's actually pretty simple. You've probably given up more rights than you can even imagine — without knowing it.

Two words: forced arbitration.

Do you know what forced arbitration is? If not, you should. You've likely signed contracts with forced arbitration clauses. Basically, you agree to give up your right to sue the other party or to appeal the arbitrator's decision. If you're unhappy with something — like, say, the other party violating a law — the other party (usually a corporation much bigger than you with far deeper pockets than you) picks and pays an arbitrator. That's who decides who wins the case. That person is supposed to be a neutral decision-maker.


One word: unfair.

The system isn't really set up to allow a totally neutral person to serve as arbitrator, though. Does it sound like that person — again, who is selected and paid by the company you're unhappy with — is in a position to make a sound, fair decision?

Uhhh ... nope.

Two more words: one-sided.

If a company isn't happy with an arbitrator's decisions, do you think they'll hire that person again?

Uhhh ... probably not.

So common sense tells us that arbitrators juuusssst might not always be 100% neutral.

Wait, just how common is forced arbitration?

The good news: It's not your fault for signing agreements that contain forced arbitration clauses. You're not an idiot for failing to read the fine print. I went to law school. I don't sign anything without reading it carefully. And I still sign them all over the place, even though I know how crappy they are. It's not like we're going to tell the person who works for the cellphone company, "I'm sorry, I'm not cool with this forced arbitration clause. Can you take it out?"

'Cause we all know they're not taking it out.

And I pretty much need my cellphone. And my Internet access. And my car. And...

Yeah, they're everywhere. In fact, over 95% of all credit card debts are subject to forced arbitration. Almost all car sales, new or used, include a clause in the contract. Heck, over 90% of all nursing homes put forced arbitration clauses in their contracts. And an estimated 30-40% of American employees are subject to forced arbitration clauses.

Why's that so bad?

There's that old saying: "You can have all the justice you can afford." Well, when it comes to forced arbitration clauses, it really doesn't even matter what you can afford. The deck is that stacked against the party that didn't write the contract. Forced arbitration clauses can result in outcomes contrary to state and federal law. They can leave people who would otherwise be in the legal right financially (and emotionally) devastated. And they're becoming waaaay too prevalent.

These people were subject to forced arbitration ... and it didn't end well.

It all seems very abstract, but let's look at a handful of people who found out exactly how crappy forced arbitration clauses can be for the regular person. Watch this:

Speak out against forced arbitration!

If you're not down with being backed into a legal corner, start talking about forced arbitration. Companies are responding to public pressure. Congress is listening and is considering legislation. Consumer protection agencies are taking action. You can share this post to spread the word.

True

From the time she was a little girl, Abby Recker loved helping people. Her parents kept her stocked up with first-aid supplies so she could spend hours playing with her dolls, making up stories of ballet injuries and carefully wrapping “broken” arms and legs.

Recker fondly describes her hometown of Cedar Rapids, Iowa, as a simple place where people are kind to one another. There’s even a term for it—“Iowa nice”—describing an overall sense of agreeableness and emotional trust shown by people who are otherwise strangers.

Abby | Heroes Behind the Masks presented by CeraVe www.youtube.com

Driven by passion and the encouragement of her parents, Recker attended nursing school, graduating just one year before the unthinkable happened: a global pandemic. One year into her career as an emergency and labor and delivery nurse, everything she thought she knew about the medical field got turned upside down. That period of time was tough on everyone, and Nurse Recker was no exception.

Keep Reading Show less
via Pexels

The Emperor of the Seas.

Imagine retiring early and spending the rest of your life on a cruise ship visiting exotic locations, meeting interesting people and eating delectable food. It sounds fantastic, but surely it’s a billionaire’s fantasy, right?

Not according to Angelyn Burk, 53, and her husband Richard. They’re living their best life hopping from ship to ship for around $44 a night each. The Burks have called cruise ships their home since May 2021 and have no plans to go back to their lives as landlubbers. Angelyn took her first cruise in 1992 and it changed her goals in life forever.

“Our original plan was to stay in different countries for a month at a time and eventually retire to cruise ships as we got older,” Angelyn told 7 News. But a few years back, Angelyn crunched the numbers and realized they could start much sooner than expected.

Keep Reading Show less
True

It takes a special type of person to become a nurse. The job requires a combination of energy, empathy, clear mind, oftentimes a strong stomach, and a cheerful attitude. And while people typically think of nursing in a clinical setting, some nurses are driven to work with the people that feel forgotten by society.

Keep Reading Show less

We're dancing along too.

Art can be a powerful unifier. With just the right lyric, image or word, great art can soften those hard lines that divide us, helping us to remember the immense value of human connection and compassion.

This is certainly the case with “Pasoori,” a Pakistani pop song that has not only become an international hit, it’s managed to bring the long divided peoples of India and Pakistan together in the name of love. Or at least in the name of good music.
Keep Reading Show less

Dr. Alicia Jeffrey-Thomas teaches you how to pee.

A pelvic floor doctor from Boston, Massachusetts, has caused a stir by explaining that something we all thought was good for our health can cause real problems. In a video that has more than 5.8 million views on TikTok, Dr. Alicia Jeffrey-Thomas says we shouldn’t go pee “just in case.”

How could this be? The moment we all learned to control our bladders we were also taught to pee before going on a car trip, sitting down to watch a movie or playing sports.

The doctor posted the video as a response to TikTok user Sidneyraz, who made a video urging people to go to the bathroom whenever they get the chance. Sidneyraz is known for posting videos about things he didn’t learn until his 30s. "If you think to yourself, 'I don't have to go,' go." SidneyRaz says in the video. It sounds like common sense but evidently, he was totally wrong, just like the rest of humanity.

Keep Reading Show less