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Personal Finance

This mom's teaching her kids the most important financial lessons they can learn.

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Capital One

When Nyna Sorn came to America, her family had nothing. So she's had to spend her life making tough financial decisions.

All photos courtesy of Upworthy.

When Nyna was only five years old, she and her parents escaped the Khmer Rouge — the brutal regime of the Communist Party of Kampuchea (CPK) in Cambodia. The family had lost everything, and that meant that they had to scrimp and save in order to get by in their new country of the United States.


When she grew up, Nyna made a promise to herself: she would work as hard as she could in order to ensure that her children didn't have a childhood like hers. She would do her very best to provide for them in ways that her parents couldn't provide for her. She would make sure that their future was bright and full of possibilities.

"My dream is to see all my children successful," Nyna says.

Nyna's tried to impart her perspectives on money and saving onto her children, but as her kids got older, she's become concerned about their spending habits.

Nyna and her daughter, Macara.

Nyna has been a single mom for the past decade. While her youngest child isn't yet old enough to learn about responsible spending, she's worked hard to teach her older children, who are 15 and 18, how to save money when they can.

However, she worries that they're being swayed by society's proclivity for instant gratification, and becoming too materialistic. She's especially concerned about her daughter Macara who, at 18, will soon be in charge of her own finances.

Nyna and Macara's situations are very different. At 17, Nyna was already a mother. She didn't have any financial support. That's why she feels it's important for Macara to understand the possible impacts of the money decisions she's making now. But while Macara appreciates everything her mother's done for her (including paying for college), she finds it difficult to focus on her finances.

"I don't want to think about it too deep," says Macara. "I don't want to be in the future. I want to be in the present. I don't want to be stressed out."

It's not easy to talk about money, but Nyna knows that being open and honest with her daughter is the only way to help her make smart decisions.

Sometimes Nyna feels like she's being too hard on Macara, but it's only because she wants her to have a bright future.

"I want you to be able to do better than I did," Macara tells her daughter. "I believe in you. I believe that if you wanted to do something, you can do it."

“I'm just trying to help you. I'm trying to pave a path."

These kinds of conversations may be tough, but they're necessary.

By sitting down and talking about money as more than an abstract concept, Nyna's showing her daughter that she's someone she can always talk to about her future, financial or otherwise.

"It's like a signal for me to do something," says Macara. "Can we keep having these conversations?"

"You need something, you can talk to me. I will always support you," Nyna responds.

To learn more and Nyna and Macara Sorn, check out the video below.

Openly discussing money is an important part of raising financially literate childrenThis mother-daughter conversation shows why it's important families talk about money, even if it's not always easy
Posted by Upworthy on Monday, December 3, 2018
Health

4 simple hacks to help you meet your healthy eating goals

Trying to eat healthier? Try these 4 totally doable tricks.

Photo by Anna Pelzer on Unsplash

Most of us want to eat healthier but need some help to make it happen.

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When it comes to choosing what to eat, we live in a uniquely challenging era. Never before have humans known more about nutrition and how to eat for optimal health, and yet we’ve never been more surrounded by distractions and temptations that derail us from making healthy choices.

Some people might be able to decide “I’m going to eat healthier!” and do so without any problem, but those folks are unicorns. Most of us know what we should do, but need a little help making it happen—like some simple hacks, tips and tricks for avoiding pitfalls on the road to healthier eating.

While recognizing that what works for one person may not work for another, here are some helpful habits and approaches that might help you move closer to your healthy eating goals.

man pulling chip out of a chip bagOur mouths loves chips. Our bodies not so much.Photo by Bermix Studio on Unsplash

Goal: Snack on less junk food

Tip: Focus your willpower on the grocery store, not your home

Willpower is a limited commodity for most of us, and it is no match for a bag of potato chips sitting on top of the fridge. It’s just a fact. Channeling your willpower at the grocery store can save you from having to fight that battle at home. If you don’t bring chips into your house in the first place, you’ll find it a lot easier to reach for something healthier.

The key to successful shopping trips is to always go to the store with a specific list and a full stomach—you’ll feel much less tempted to buy the junky snack foods if you’re already satiated. Also, finding healthier alternatives that will still satisfy your cravings for salty or crunchy, or fatty foods helps. Sugar snap peas have a surprisingly satisfying crunch, apples and nut butter hit that sweet-and-salty craving, etc.

slice of cakeYou can eat well without giving up sweets completely.Photo by Caitlyn de Wild on Unsplash

Goal: Eat less sugar

Tip: Instead of “deprive,” think “delay” or “decrease and delight”

Sugar is a tricky one. Some people find it easier to cut out added sugars altogether, but that can create an all-or-nothing mindset that all too often results in “all.” Eating more whole foods and less processed foods can help us cut out a lot of ancillary sugar, but we still live in a world with birthday cakes and dessert courses.

One approach to dessert temptation is to delay instead of deprive. Tell yourself you can have any sweet you want…tomorrow. This mental trick flips the “I’ll just indulge today and start eating healthier tomorrow” idea on its head. It’s a lot easier to resist something you know you can have tomorrow than to say no to something you think you’ll never get to have again.

Another approach when you really want to enjoy a dessert at that moment is to decrease the amount and really truly savor it. Eat each bite slowly, delighting in the full taste and satisfaction of it. As soon as that delight starts to diminish, even a little, stop eating. You’ve gotten what you wanted out of it. You don’t have to finish it. (After all, you can always have more tomorrow!)

colorful fresh food on a plateA naturally colorful meal is a healthy meal.Photo by Anna Pelzer on Unsplash

Goal: Eat healthier meals

Tip: Focus on fresh foods and plan meals ahead of time

Meal planning is easier than ever before. The internet is filled with countless tools—everything from recipes to shopping lists to meal planning apps—and it’s as awesome as it is overwhelming.

Planning ahead takes the guesswork and decision fatigue out of cooking, preventing the inevitable “Let’s just order a pizza.” You can have a repeating 3-week or 4-week menu of your favorite meals so you never have to think about what you’re going to eat, or you can meal plan once a week to try new recipes and keep things fresh.

It might help to designate one day a week to “shop and chop”—getting and prepping the ingredients for the week’s meals so they’re ready to go in your fridge or freezer.

woman holding blueberries in her handsOrganic foods are better for the Earth and for us.Photo by andrew welch on Unsplash

Goal: Eat more organic/humanely raised food

Tip: Utilize the “dirty dozen” and “clean 15” lists to prioritize

Many people choose organic because they want to avoid pesticides and other potentially harmful chemicals. Organic food is also better for the planet, and according to the Mayo Clinic, studies have shown that organic produce is higher in certain nutrients.

Most people don’t buy everything organic, but there are some foods that should take priority over others. Each year, researchers from the Environmental Working Group (EWG) analyze thousands of samples of dozens of fruits and vegetables. From this data, they create a list of the “Dirty Dozen” and “Clean 15” fruits and vegetables, indicating what produce has the most and least pesticide residue. These lists give people a good place to start focusing their transition to more organic foods.

To make organic eating even simpler, you can shop O Organics® at your local Albertsons or Safeway stores. The O Organics brand offers a wide range of affordable USDA-certified organic products in every aisle. If you’re focusing on fresh foods, O Organics produce is always grown without synthetic pesticides, is farmed to conserve biodiversity, and is always non-GMO. All animal-based O Organics products are certified humane as well. Even switching part of your grocery list to organic can make a positive impact on the planet and the people you feed.

Healthy eating habits don’t have to be all or nothing, and they don’t have to be complicated. A few simple mindset changes at home and habit changes at the grocery store can make a big difference.

Around 1 a.m. on April 24, semi-truck drivers in the Oak Park area of Michigan received a distress call from area police: An unidentified man was standing on the edge of a local bridge, apparently ready to jump onto the freeway below.

Those drivers then did something amazing. They raced to the scene to help — and lined up their trucks under the bridge, providing a relatively safe landing space should the man jump.

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All images provided by Prudential Emerging Visionaries

Collins after being selected by Prudential Emerging Visionaries

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A changemaker is anyone who takes creative action to solve an ongoing problem—be it in one’s own community or throughout the world.

And when it comes to creating positive change, enthusiasm and a fresh perspective can hold just as much power as years of experience. That’s why, every year, Prudential Emerging Visionaries celebrates young people for their innovative solutions to financial and societal challenges in their communities.

This national program awards 25 young leaders (ages 14-18) up to $15,000 to devote to their passion projects. Additionally, winners receive a trip to Prudential’s headquarters in Newark, New Jersey, where they receive coaching, skills development, and networking opportunities with mentors to help take their innovative solutions to the next level.

For 18-year-old Sydnie Collins, one of the 2023 winners, this meant being able to take her podcast, “Perfect Timing,” to the next level.

Since 2020, the Maryland-based teen has provided a safe platform that promotes youth positivity by giving young people the space to celebrate their achievements and combat mental health stigmas. The idea came during the height of Covid-19, when Collins recalled social media “becoming a dark space flooded with news,” which greatly affected her own anxiety and depression.

Knowing that she couldn’t be the only one feeling this way, “Perfect Timing” seemed like a valuable way to give back to her community. Over the course of 109 episodes, Collins has interviewed a wide range of guests—from other young influencers to celebrities, from innovators to nonprofit leaders—all to remind Gen Z that “their dreams are tangible.”

That mission statement has since evolved beyond creating inspiring content and has expanded to hosting events and speaking publicly at summits and workshops. One of Collins’ favorite moments so far has been raising $7,000 to take 200 underserved girls to see “The Little Mermaid” on its opening weekend, to “let them know they are enough” and that there’s an “older sister” in their corner.

Of course, as with most new projects, funding for “Perfect Timing” has come entirely out of Collins’ pocket. Thankfully, the funding she earned from being selected as a Prudential Emerging Visionary is going toward upgraded recording equipment, the support of expert producers, and skill-building classes to help her become a better host and public speaker. She’ll even be able to lease an office space that allows for a live audience.

Plus, after meeting with the 24 other Prudential Emerging Visionaries and her Prudential employee coach, who is helping her develop specific action steps to connect with her target audience, Collins has more confidence in a “grander path” for her work.

“I learned that my network could extend to multiple spaces beyond my realm of podcasting and journalism when industry leaders are willing to share their expertise, time, and financial support,” she told Upworthy. “It only takes one person to change, and two people to expand that change.”

Prudential Emerging Visionaries is currently seeking applicants for 2024. Winners may receive up to $15,000 in awards and an all-expenses-paid trip to Prudential’s headquarters with a parent or guardian, as well as ongoing coaching and skills development to grow their projects.

If you or someone you know between the ages of 14 -18 not only displays a bold vision for the future but is taking action to bring that vision to life, click here to learn more. Applications are due by Nov. 2, 2023.

Angelina Jordan blew everyone away with her version of 'Bohemian Rhapsody."

At Upworthy, we've shared a lot of memorable "America's Got Talent" auditions, from physics-defying dance performances to jaw-dropping magic acts to heart-wrenching singer-songwriter stories. Now we're adding Angelina Jordan's "AGT: The Champions" audition to the list because wow.

Jordan came to "AGT: The Champions" in 2020 as the winner of Norway's Got Talent, which she won in 2014 at the mere age of 7 with her impressive ability to seemingly channel Billie Holiday. For the 2020 audition, she sang Queen's "Bohemian Rhapsody," but a version that no one had ever heard before.

With just her Amy Winehouse-ish voice, a guitar and a piano, Jordan brought the fan-favorite Queen anthem down to a smooth, melancholy ballad that's simply riveting to listen to.

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Education

3,700-year-old Babylonian stone tablet gets translated, changes history

They were doing trigonometry 1500 years before the Greeks.

via UNSW

Dr. Daniel Mansfield and his team at the University of New South Wales in Australia have just made an incredible discovery. While studying a 3,700-year-old tablet from the ancient civilization of Babylon, they found evidence that the Babylonians were doing something astounding: trigonometry!

Most historians have credited the Greeks with creating the study of triangles' sides and angles, but this tablet presents indisputable evidence that the Babylonians were using the technique 1,500 years before the Greeks ever were.

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Sometimes a sibling bond transcends all else.

"Love" is one of the most powerful words in the English language, yet it's also one of the most broadly defined. We use the word "love" for so many things that are neither the same nor equal—our families, our friends, our romantic partners, our hobbies—even our favorite foods.

When we think of a "love story," we almost exclusively imagine a tale of romance, but that's not the only kind of love story there is. Sometimes the strongest, most meaningful loves of our lives aren't romantic at all.

David Shane creates videos in which he approaches couples in public and asks them to share three things they love about each other, resulting in some major #couplegoals moments. But one "couple" he approached had a surprising answer to that question, one that moved both them and the people watching the video afterward to tears.

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Identity

Man teaches disability awareness by using sign language to communicate with deaf pitbull

Christopher Hannah and Cole the Deaf Dog have inspired children and veterans for over 6 years.

Chris Hannah and Cole entertain a group of kids.

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Chris, with the help of his deaf nephew, taught the dog sign language, and they began doing presentations in schools, teaching kids that it’s okay to be different and helping them to be courageous and kind. They also help them reflect on their feelings of “brokenness” to learn self-acceptance and compassion. In their performances, Chris and Cole demonstrate that disabilities are a superpower by showing that a dog can learn sign language.

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With permission from Sarah Cooper.

Men and the feels.


Note: This an excerpt is from Sarah Cooper's book, How to Be Successful Without Hurting Men's Feelings.

In this fast-paced business world, female leaders need to make sure they're not perceived as pushy, aggressive, or competent.

One way to do that is to alter your leadership style to account for the fragile male ego.

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