+
upworthy
Joy

A couple in their 50s live permanently on a cruise ship because it's cheaper than a mortgage

They hope to spend around $36,000 a year.

cruise ship, angelyn burk, living on a cruise
via Pexels

The Emperor of the Seas.

Imagine retiring early and spending the rest of your life on a cruise ship visiting exotic locations, meeting interesting people and eating delectable food. It sounds fantastic, but surely it’s a billionaire’s fantasy, right?

Not according to Angelyn Burk, 53, and her husband Richard. They’re living their best life hopping from ship to ship for around $100 a night, depending on the cruise. "Cruise costs vary quite a bit, our goal is to average about $100 per night, for the couple, or less across and entire calendar year," Richard told Upworthy.

The Burks have called cruise ships their home since May 2021 and have no plans to go back to their lives as landlubbers. Angelyn took her first cruise in 1992 and it changed her goals in life forever.

“Our original plan was to stay in different countries for a month at a time and eventually retire to cruise ships as we got older,” Angelyn told 7 News. But a few years back, Angelyn crunched the numbers and realized they could start much sooner than expected.


“We love to travel and we were searching for a way to continuously travel in our retirement that made financial sense,” she said. They looked into deals they could find through loyalty memberships and then factored in the potential sale price of their home and realized their dream was totally affordable.

The rough math makes sense. If the couple hits their goal of spending $100 per night to live on a cruise ship, that’s $36,500 a year. Currently, the average price of a home in Tukwila, Washington—where the couple has a house—is about $607,000. Let's say you moved there today, put down 20% and financed the rest, the mortgage would cost you around $44,000 a year.

Plus, on a cruise ship, the couple doesn’t have to pay for groceries.

The Burks are able to live their dream because they’ve spent a lifetime being responsible. “We have been frugal all our lives to save and invest in order to achieve our goal,” she says. “We are not into materialistic things but experiences.”

Angelyn says that cruising takes the stress out of travel. “It is leisurely travel without the complications of booking hotels, restaurants, and transportation while staying within our budget,” she told 7 News. The couple travels lightly with just two suitcases between them and if they need anything, they just buy it on the ship or in the next port.

The one thing to consider before embarking on a never-ending cruise is COVID-19. The coronavirus is easily spread in close quarters and a cruise ship that recently docked in Seattle had 100 people on board who tested positive for the virus. The CDC recommends that people get vaccinated before going on a cruise and that immunocompromised people should consult with their physicians before traveling.

Richard told Upworthy that he believes COVID-19 safety is still very important and has had both his shots and a booster. "I would suggest wearing a mask at all times when out in public no matter whether on a ship, in a movie theater, at a restaurant or even meeting with friends inside or outside," he said.

After leaving their jobs and the mainland behind, the Burks completed a 21-day cruise via the Panama canal. They look forward to a 50-day cruise around the Adriatic Sea, taking in the sights of Europe, as well as a 51-day cruise from Seattle to Sydney, Australia.

The Burks' favorite destinations, no matter how they get there, are Italy, Canada, Iceland and the Bahamas, but their ultimate favorite is Singapore.

Looking to give it all up and go on a permanent vacation just like the Burks? Angelyn has some advice for those wanting to get started.

This article was updated on May 17, 2022, after a conversation with Richard Burk.

The hosts of our podcast, "Upworthy Weekly" had a pretty funny take on the story.


This article originally appeared on 05.11.22

A pitbull stares at the window, looking for the mailman.


Dogs are naturally driven by a sense of purpose and a need for belonging, which are all part of their instinctual pack behavior. When a dog has a job to do, it taps into its needs for structure, purpose, and the feeling of contributing to its pack, which in a domestic setting translates to its human family.

But let’s be honest: In a traditional domestic setting, dogs have fewer chores they can do as they would on a farm or as part of a rescue unit. A doggy mom in Vancouver Island, Canada had fun with her dog’s purposeful uselessness by sharing the 5 “chores” her pitbull-Lab mix does around the house.

Keep ReadingShow less
Representative Image from Canva

Let's not curse any more children with bad names, shall we?

Some parents have no trouble giving their children perfectly unique, very meaningful names that won’t go on to ruin their adulthood. But others…well…they get an A for effort, but might want to consider hiring a baby name professional.

Things of course get even more complicated when one parent becomes attached to a name that they’re partner finds completely off-putting. It almost always leads to a squabble, because the more one parent is against the name, the more the other parent will go to bat for it.

This seemed to be the case for one soon-to-be mom on the Reddit AITA forum recently. Apparently, she was second-guessing her vehement reaction to her husband’s, ahem, avant garde baby name for their daughter, which she called “the worst name ever.”

But honestly, when you hear this name, I think you’ll agree she was totally in the right.

Keep ReadingShow less

An English doctor named Edward Jenner took incredible risks to try to rid his world of smallpox. Because of his efforts and the efforts of scientists like him, the only thing between deadly diseases like the ones below and extinction are people who refuse to vaccinate their kids. Don't be that parent.

Unfortunately, because of the misinformation from the anti-vaccination movement, some of these diseases have trended up in a really bad way over the past several years.

Keep ReadingShow less

A beautiful cruise ship crossing the seas.

Going on a cruise can be an incredible getaway from the stresses of life on the mainland. However, that doesn’t mean there isn’t an element of danger when living on a ship 200-plus feet high, traveling up to 35 miles per hour and subject to the whims of the sea.

An average of about 19 people go overboard every year, and only around 28% survive. Cruise ship lawyer Spencer Aronfeld explained the phenomenon in a viral TikTok video, in which he also revealed the secret code the crew uses when tragedy happens.

Keep ReadingShow less
Joy

Kudos to the heroes who had 90 seconds to save lives in the Key Bridge collapse

The loss of 6 lives is tragic, but the dispatch recording shows it could have been so much worse.

Representative image by Gustavo Fring/Pexels

The workers who responded to the Dali's mayday call saved lives with their quick response.

As more details of the Francis Scott Key Bridge collapse in Baltimore emerge, it's becoming more apparent how much worse this catastrophe could have been.

Just minutes before 1:30am on March 26, shortly after leaving port in Baltimore Harbor, a cargo ship named Dali lost power and control of its steering, sending it careening into a structural pillar on Key Bridge. The crew of the Dali issued a mayday call at 1:26am to alert authorities of the power failure, giving responders crucial moments to prepare for a potential collision. Just 90 seconds later, the ship hit a pylon, triggering a total collapse of the 1.6-mile bridge into the Patapsco River.

Dispatch audio of those moments shows the calm professionalism and quick actions that limited the loss of life in an unexpected situation where every second counted.

Keep ReadingShow less
Joy

Yale's pep band had to miss the NCAA tournament. University of Idaho said, 'We got you.'

In an act of true sportsmanship, the Vandal band learned Yale's fight song, wore their gear and cheered them on.

Courtesy of University of Idaho

The Idaho Vandals answered the call when Yale needed a pep band.

Yale University and the University of Idaho could not be more different. Ivy League vs. state school. East Coast vs. Pacific Northwest. City vs. farm town. But in the first two rounds of the NCAA basketball tournament, extenuating circumstances brought them together as one, with the Bulldogs and the Vandals becoming the "Vandogs" for a weekend.

When Yale made it to the March Madness tournament, members of the school's pep band had already committed to other travel plans during spring break. They couldn't gather enough members to make the trek across the country to Spokane, Washington, so the Yale Bulldogs were left without their fight song unless other arrangements could be made.

When University of Idaho athletic band director Spencer Martin got wind of the need less than a week before Yale's game against Auburn, he sent out a message to his band members asking if anyone would be interested in stepping in. The response was a wave of immediate yeses, so Martin got to work arranging instruments and the students dedicated themselves to learning Yale's fight song and other traditional Yale pep songs.

Keep ReadingShow less