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Education

The not-so-secret travel hacking 'game' that allows you to travel the world for free

The not-so-secret travel hacking 'game' that allows you to travel the world for free
Photo by Serey Kim on Unsplash

The points and miles game is free to learn, complex to play, but totally worth it.

If you have friends who post drool-worthy photos of luxury resorts in beautiful, tropical places and you wonder how on Earth they can afford such amazing vacations, there are four main possibilities: 1) They're rich; 2) They saved up for a long time and splurged; 3) They went into debt to make it happen; 4) They spent far less than you think—perhaps close to nothing—because your friends know how to play the travel hacking game.

If No. 4 intrigues you, buckle up, because I'm about to take you on a mindblowing trip through Travel Hacking Land.

Luxury travel is far more doable than you might think. Photo by Paolo Nicolello on Unsplash

But before we embark, I want to make something clear: Everything I'm about to share with you is legitimate, legal and honest. I say that upfront because often people's initial response when I describe how travel hacking works is, "That sounds sketchy." They usually respond with 1) This is a scam, or 2) This is unethical. Neither is true. More on that shortly.

Okay, off we go!

Welcome to Travel Hacking Land, where if you learn to play the game well, you get to travel for free.

A few things to keep in mind as we take this tour:

1. Think of travel hacking as a game rather than a "hack." Like any game, the more strategies you master, the better you get at playing.

2. The game is simple in concept, but complex in practice. Don't expect to walk away from this article knowing exactly how to book a free trip to Europe. There's a fairly steep learning curve, but speaking from experience, it's 100% worth the time to learn it.

3. (Almost) anyone can play. If you have a good credit score, you can play this game. (That being said, people with more spending power will be able to play it faster. No way around that really.)

4. Be ready to unlearn some things. Most of us come into the game with major misconceptions about how credit card points and airline miles work.

5. It truly is as mindblowing as it sounds. Yes, the people who play this game really do travel the world regularly—often in luxury—for free or nearly free. No, it's not an exaggeration. (I'm not selling anything here, by the way—I love to travel, I love saving money and I love strategy games, so this hobby just hits all my happy buttons.)

Also, I didn't make any of this up or figure it out on my own. I learned it from Bryce Conway, founder of 10xTravel, a website where anyone can learn all the ins and outs of this game and see how other people are playing it. (10xTravel Insiders is also the largest and most active Facebook group dedicated to this game, with more than 113,000 members, so Conway definitely is the go-to expert in this space.)

As we take our tour through Travel Hacking Land, I'll share what Conway says about how the game works and what anyone who's interested in it needs to know.

The travel hacking game is played with three main pieces: credit card points, hotel points and airline miles.

On a basic level, the goal of the travel hacking game is to optimize credit card points, hotel loyalty points and airline miles and make the most of how those award systems work and interact with each other. You have to understand these pieces of the game to strategize using them.

The first thing to understand is that credit card points are the most powerful pieces in the game. Everything else stems from there.

Each credit card grouping (Chase, American Express, Citibank, Capital One, etc.) has its own points-earning system. You earn points by spending with a credit card (i.e., "earn 1% cash back on purchases") or by signing up for new cards and qualifying for sign-up bonuses ("spend $4000 in the first three months and get 100,000 bonus points"). Most of us most likely have points-earning cards of some sort, because they're so common.

Generally speaking, the cash value of a credit card point is one cent, so 100,000 points would have a cash value of $1,000. If I have 100,000 Chase points, for instance, I can trade those in for $1,000 cash back.

That's exactly what I used to do—get cash back for the points I earned on my Chase cards—and I thought it was pretty awesome. Now I kick myself for it because those points are sooooo much more valuable when used in the points/miles game for travel.

Credit card points become more valuable when they are transferred to travel partners.

Transferring credit card points to airline or hotel partners greatly increases their value.

Photo by Trac Vu on Unsplash

As I said, the game is complex, and there's no way to explain it all in one article. But here's one example of what it means to optimize the points and miles systems.

Recently I wanted to buy a one-way ticket on Southwest airlines. The cash price for the ticket was $88, but I could get the exact same ticket for 4,400 Southwest Rapid Rewards miles.

Southwest is a travel partner with Chase, which means I can transfer my Chase points to Southwest and they count as Rapid Reward miles. 4,400 Chase points would be worth $44 if I got cash back for them, but if I transfer them to Southwest to purchase that $88 ticket, I've just doubled the value of those points.

Double the value is pretty good, right? But that's just scratching the surface. As another example, with 100,000 Chase points, I could get $1,000 cash back or I could transfer those points to Hyatt and get four nights at the Grand Hyatt resort in Kauai—which, on the dates I just looked up in August, would cost $900/night cash. So for $1,000 worth of points, I could get a $3,600 stay at a luxury resort. Almost quadrupled their value.

But keep in mind, I'm not actually even paying that $1,000 out of pocket. These are points I earned for free, just by signing up for and using my credit card (on things I'm spending money on anyway) to earn points.

When people say they're traveling for free, this is what they mean.

If you want to play the points/miles travel hacking game, you can learn how for free.

I had a vague understanding of airline miles and credit card points before taking Conway's 10xTravel course. I'd used frequent flyer miles before and my husband and I have used credit cards for everything (paying them off every month—that's vitally important) to earn points for cash.

I don't even remember now what made me click on the course, but I'm so glad I did. There are multiple travel hacking websites and courses out there, but I appreciated the way Conway laid the whole thing out and that he was totally upfront about how he makes his money with a free course. (Basically, he asks that course participants use his credit card referral links if/when they start getting into the game, which is beyond fair for the amount of knowledge the course provides.)

Conway started puzzling out the game himself when he was in college, when there were only a handful of online forums and Reddit discussions about how to optimize points and miles. His friends would see him traveling all the time and ask him how he was doing it, so he'd explain it. Eventually, he got tired of having to go through the whole game with new people over and over again at parties, so he wrote it all down in an email that he could just forward to whoever asked.

Finally, a friend told him he should turn it into an ebook. That ebook eventually morphed into the course and the 10xTravel website and a full-fledged win-win business. We win by getting free knowledge about how to game points and miles to travel for practically nothing. He wins by earning credit card affiliate income each time people use his referral links to start playing.

The biggest travel hacking hurdle to get over is our misconceptions about credit cards.

Credit card points can be incredibly valuable for travel.

Photo by Pickawood on Unsplash

One big key strategy in this game is regularly signing up for new credit cards to take advantage of sign-up bonuses, as that's the quickest way to accumulate a lot of points. But most people think that's nuts.

"When I tell people that I generally open 10 or more credit cards a year, almost every single person … their eyes get bigger and they kind of freak out," says Conway. "And the next question is always, doesn't that destroy your credit score?"

No, it doesn't.

"It's very straightforward how that works, but of course, people have a bad association of credit cards with debt and bad credit," he says. "So you have to kind of get past that."

But won't credit card companies get wind of people doing this and shut it down? Conway says nope.

"They know that this exists. In some ways, they kind of encourage it because most people aren't able to make points work or are not willing to put in the effort to make points work in a way that is really advantageous to them," he says. "So it's kinda like the banks are making a bet like, 'Hey, we have this cool point system. You probably won't figure it out. It's profitable for us anyway.'"

"Credit card companies make a lot of money when people use their product, both on interest charges and fees—kind of the negative side of credit cards—but also just on swipe transaction fees," says Conway. "People forget that credit card companies make a large portion of their money on people who don't even ever pay interest or have credit card debt."

Credit cards are profitable for banks, so they incentivize people opening them. And banks compete to get you to open their cards, so all we're doing here is making the most of that competition and the incentives that come with it. No one is getting swindled. You have to spend on the cards to earn the points—even the sign-up bonuses—so banks are still making their money.

The key is to use your credit card for every transaction possible, pay off the balance each month before any interest posts and keep getting new cards for the sign-up bonuses.

Here are some examples of people who have learned how to play the travel hacking game and won big.

The places travel hackers go for free or nearly free is mind-boggling.

Photo by Ittemaldiviano 🇲🇻 on Unsplash

One of the things you start seeing after you take the 10xTravel course and join the group on Facebook is people sharing the amazing trips they've taken for free or close to free. Some of those stories get posted on the 10xTravel site, too.

For example, one couple took a two-week, five-country, $17,000 trip to Europe for just over $1,500 out of pocket. Another family detailed how they saved $14,000 in travel costs on trips to Puerto Rico, Europe, Costa Rica and Canada—not to mention getting a ton of free travel domestically—over a two-year period.

Some people in the Facebook group have shared trips where they've gotten redemption values of 10 or 20 cents per credit card point or more (essentially turning what would be $1,000 cashback into $10,000 or $20,000 in travel value). Those are exceptionally amazing, but it's not unusual at all to see 3x, 4x or 5x point values being redeemed by travelers in the group.

Often the only cash people have to shell out on their trips is for food and a modicum of taxes on flights, which don't get covered by points. At all-inclusive resorts, food is covered, so all they pay for are any extra activities.

And we're not talking cheap places or terrible traveling conditions. You know those over-the-water bungalows you see in the Maldives? I've seen people fly first-class there and stay in those places, all on points and miles. It's bonkers what people can do if they play this game well.

Why don't more people play the travel hacking game if it's really so great?

Again, the game is simple in concept but complex in practice. There's a lot to learn and a lot to unlearn at first, and how the various points and miles systems intertwine and interact can make your brain hurt until it all starts to click. But a lot of what stops people from even starting to learn is simply not believing that it is what it is.

"I think it doesn't really make sense to most rational minds," Conway admits. "Because things don't just kind of come for free in life. There's always gonna be some sort of catch down the road. So when you can show them how easy it is to book a meaningful amount of travel—and good travel—using simple tactics with points and miles, it seems too unbelievable."

This is especially true with business or first-class airline travel. The redemption values for points on those seats can be simply astounding.

"People assume that I'm gonna do a bunch of work just to be able to get a three-stop red-eye flight to Vegas—is that even worth it? And that's just not the case," says Conway. "My wife and I have flown first-class all over the world and can do so pretty much whenever and wherever we want, thanks to this."

The only thing better than hanging out in paradise is hanging out in paradise for free.

Photo by Serey Kim on Unsplash

Travel hacking (a term Conway bristles at because it makes the whole thing sound sketchy) is a long game—and more chess than checkers for sure—but for those who wish they could afford to travel more, it's definitely a game worth learning how to play.

Thanks for coming along on the tour of Travel Hacking Land! And hey, if you see your friends sunning themselves in Fiji or exploring Machu Picchu or galavanting around Europe, don't assume they have gobs of excess wealth. They may have just learned to game the points and miles systems in a way that lets them travel for ridiculously little money.

Education

Why didn't people smile in old photographs? It wasn't just about the long exposure times.

People blame these serious expressions on how long they had to sit for a photo, but that's not the whole picture.

Public domain images

Photos from the 1800s were so serious.

If you've ever perused photographs from the 19th and early 20th century, you've likely noticed how serious everyone looked. If there's a hint of a smile at all, it's oh-so-slight, but more often than not, our ancestors looked like they were sitting for a sepia-toned mug shot or being held for ransom or something. Why didn't people smile in photographs? Was life just so hard back then that nobody smiled? Were dour, sour expressions just the norm?

Most often, people's serious faces in old photographs are blamed on the long exposure time of early cameras, and that's true. Taking a photo was not an instant event like it is now; people had to sit still for many minutes in the 1800s to have their photo taken.

Ever try holding a smile for only one full minute? It's surprisingly difficult and very quickly becomes unnatural. A smile is a quick reaction, not a constant state of expression. Even people we think of as "smiley" aren't toting around full-toothed smiles for minutes on end. When you had to be still for several minutes to get your photo taken, there was just no way you were going to hold a smile for that long.

But there are other reasons besides long exposure times that people didn't smile in early photographs.

1800s photographsWhy so serious? Public domain

The non-smiling precedent had already been set by centuries of painted portraits

The long exposure times for early photos may have contributed to serious facial expressions, but so did the painted portraits that came before them. Look at all of the portraits of famous people throughout history prior to cameras. Sitting to be painted took hours, so smiling was out of the question. Other than the smallest of lip curls like the Mona Lisa, people didn't smile for painted portraits, so why would people suddenly think it normal to flash their pearly whites (which were not at all pearly white back then) for a photographed one? It simply wasn't how it was done.

A smirk? Sometimes. A full-on smile? Practically never.

"Mona Lisa" by Leonardo da Vinci, painted in 1503Public domain

Smiling usually indicated that you were a fool or a drunkard

Our perceptions of smiling have changed dramatically since the 1800s. In explaining why smiling was considered taboo in portraits and early photos, art historian Nicholas Jeeves wrote in Public Domain Review:

"Smiling also has a large number of discrete cultural and historical significances, few of them in line with our modern perceptions of it being a physical signal of warmth, enjoyment, or indeed of happiness. By the 17th century in Europe it was a well-established fact that the only people who smiled broadly, in life and in art, were the poor, the lewd, the drunk, the innocent, and the entertainment […] Showing the teeth was for the upper classes a more-or-less formal breach of etiquette."

"Malle Babbe" by Frans Hals, sometime between 1640 and 1646Public domain

In other words, to the Western sensibility, smiling was seen as undignified. If a painter did put a smile on the subject of a portrait, it was a notable departure from the norm, a deliberate stylistic choice that conveyed something about the artist or the subject.

Even the artists who attempted it had less-than-ideal results. It turns out that smiling is such a lively, fleeting expression that the artistically static nature of painted portraits didn't lend itself well to showcasing it. Paintings that did have subjects smiling made them look weird or disturbing or drunk. Simply put, painting a genuine, natural smile didn't work well in portraits of old.

As a result, the perception that smiling was an indication of lewdness or impropriety stuck for quite a while, even after Kodak created snapshot cameras that didn't have the long exposure time problem. Even happy occasions had people nary a hint of joy in the photographs that documented them.

wedding party photoEven wedding party photos didn't appear to be joyful occasions.Wikimedia Commons

Then along came movies, which may have changed the whole picture

So how did we end up coming around to grinning ear to ear for photos? Interestingly enough, it may have been the advent of motion pictures that pushed us towards smiling being the norm.

Photos could have captured people's natural smiles earlier—we had the technology for taking instant photos—but culturally, smiling wasn't widely favored for photos until the 1920s. One theory about that timing is that the explosion of movies enabled us to see emotions of all kinds playing out on screen, documenting the fleeting expressions that portraits had failed to capture. Culturally, it became normalized to capture, display and see all kind of emotions on people's faces. As we got more used to that, photo portraits began portraying people in a range of expression rather than trying to create a neutral image of a person's face.

Changing our own perceptions of old photo portraits to view them as neutral rather than grumpy or serious can help us remember that people back then were not a bunch of sourpusses, but people who experienced as wide a range of emotion as we do, including joy and mirth. Unfortunately, we just rarely get to see them in that state before the 1920s.

via Ruth Watts (used with permission) and Canva/Photos

A mother takes a photo of her child for her Instagram feed.

A recent study by Data Recovery found that 68% of parents admit to making posts and sharing photos about their children, and 73% of people don’t personally know everyone who looks at their page. This can be a big problem. While most parents think that “sharenting” is harmless, some real dangers can happen to children whose photos are shared online.

Should parents post photos of their kids online?

According to NPR, sharing photos of your children could result in them being bullied by other children, or they could have their photos digitally “kidnapped” and used by fake accounts. In some cases, the photos could wind up on child pornography sites.

Ruth Watts (@ruthwattshv on TikTok), a British family health worker, recently posted a viral TikTok about parents who overshare about their kids and she makes a point that everyone should hear. After scrolling through a typical parent's page, anyone can learn more about a child’s life than the parents would ever intend to share.

Watts says that by knowing a child only through social media, she can figure out their full name, date of birth, parents' names, birthday, where they live, the foods they like and dislike, the toys they play with, their diagnosis, the parks where they like to play and so much more.

@ruthwattshv

What’s your opinion on this? Let me know in the comments ❤️ #parenting #parentsoftiktok #parentingtips #mumsoftiktok #mumlife #mum #healthvisitor #responsiveparenting #gentleparenting #parentingtips #parentingrules #babytok #babyhacksandtips #gentleparentingtips #wholesomemomcontent #mumcontent #momcontentcreator #healthvisitor

We may not think we’re giving out much information about our children. Still, when you add up all the posts year after year, plus the comments, it would be pretty easy for a predator to learn a lot about a child based solely on social media posts.

“Can you guess how I know this child? I purely know them through watching them on social media,” Watts says in a video with over 500,000 views. “I purely know all of your information because the parents have chosen to share that private, confidential information about their child. And yes, a story here, a story there and upload here and upload there. It all creates a picture. It is a jigsaw that people notice. People pay attention to and the wrong people pay attention to.”

Watts also adds that when parents share pictures of children online, they put their children in a vulnerable position without asking for their consent. The video inspired over 500 comments, many from parents who thanked her for her brutal honesty and others who shared why they don’t share photos of their children online.

sharenting, parenting, kids onlineA mother takes a photo of her child for her Instagram feed. via Canva/Photos

“This is exactly why the majority of people have no idea I even have a child. The people that matter will see him grow up in person, not fake friends through a screen,” Mikita Blackmore wrote. “This is why I don’t post my daughter on social media; it’s so scary what people can do these days,” Clara Marie added.

“I always say if you wouldn’t go to the effort of printing the photo and handing it to that person, then they shouldn’t have access to that image,” Soph wrote.

Why shouldn't parents post photos of their kids online?

Watts says she created the video because she has 2 children and feels that kids everywhere deserve a voice. “I feel it’s important to advocate for children who are vulnerable and unable to consent to posting the images. Let alone the parents and children having no understanding of internet risks and security,” she told Upworthy. “How would people feel if I started posting pictures of them without consent? I’m sure they wouldn’t like it. So why is it ok for us to post our children?”

You can follow Watts on Instagram @RuthWattshv.

Alberto Cartuccia Cingolani wows audiences with his amazing musical talents.

Mozart was known for his musical talent at a young age, playing the harpsichord at age 4 and writing original compositions at age 5. So perhaps it's fitting that a video of 5-year-old piano prodigy Alberto Cartuccia Cingolani playing Mozart has gone viral as people marvel at his musical abilities.

Alberto's legs couldn't even reach the pedals, but that didn't stop his little hands from flying expertly over the keys as incredible music pours out of the piano at the 10th International Musical Competition "Città di Penne" in Italy in 2022. Even if you've seen young musicians play impressively, it's hard not to have your jaw drop at this one. Sometimes a kid comes along who just clearly has a gift.

Of course, that gift has been helped along by two professional musician parents. But no amount of teaching can create an ability like this.


Alberto first started playing in 2020 in the early months of the COVID-19 pandemic. Italy was one of the first countries to experience a serious lockdown, and Alberto's mother used the opportunity to start teaching her son to play piano. Alessia Cingolani and her husband Simone Cartuccia are both music conservatory graduates, and mom Alessia told Italian entertainment website Contrataque that she and her husband recognized Alberto's talent immediately.

She said that although Alberto spends a lot of time at the piano, he also has plenty of time for school and play and television, like a normal kid.

There's genuinely nothing "normal" about this kid's piano playing, though. Watch:

Wow, right? There are countless adults who took years of piano lessons and never got to that level of playing. It's like he's channeling Amadeus himself.

According to Corriere Adriatico, by the time he was 4 1/2 years old, Alberto had participated in seven national and international online competitions and won first place in all of them. His mother told the outlet that he started out practicing for about 10 minutes a day and gradually increased to three hours.

"He has a remarkable flair for the piano," she said. Um, yeah. Clearly.

Some commenters expressed some concern for the boy based on his seriousness and what looks like dark circles under his eyes in the video, but if you check out other videos of Alberto playing at home, he is more relaxed. Most of his playing and competition entries have been done online, so performing for a crowd is probably new for him. And in interviews, his mother has made it clear that they prioritize normal childhood activities.

Some children are just genuine prodigies, and Alberto certainly seems to fit that bill. Can't wait to see what kind of musical future awaits this kid.


This article originally appeared on 5.4.22

Health

Here's the big reason why you're probably feeling bored all the time

There's a strange connection between overstimulation and chronic boredom.

A woman who is very bored.

How can anyone feel bored in a world with social media, streaming movies, TV shows on-demand and the ability to download just about every book in the world? It may sound paradoxical, but according to a study published in Communications Psychology by Katy Y.Y. Tam and Michael Inzlicht, digital media makes us more bored.

Studies show that since 2010, the amount of time people report feeling bored has increased dramatically and the trend has intensified over the years. Interestingly, people began reporting greater levels of boredom shortly after we all started using social media on our new smartphones.

Why am I bored all the time?

According to researchers, here’s what’s happening. Given that we have access to entertainment whenever we like, the bar for what we consider entertaining or stimulating has increased. It’s like when someone is an addict and they keep needing more and more of the same substance to get the high they crave.

Further, when we engage in less stimulating activities, such as reading a book or attending a class, we feel even more bored than before the digital revolution because we have become accustomed to heightened levels of stimulation.

boredom, psychology, social mediaA woman who is very bored.via Canva/Photos

Another reason flipping through TikTok leaves you feeling bored and listless is that digital media fragments our attention, making it hard to focus on the activity at hand. We quickly switch between videos and activities, our phones pulse and beep with notifications, and texts pop up on the screen, so it’s hard to engage with the content deeply. Also, knowing that we can be distracted at any moment makes it harder to focus. “Digital devices intensify boredom by disrupting attention,” the researchers explain.

“Digital media increases boredom through dividing attention, elevating desired levels of engagement, reducing a sense of meaning, and serving as an ineffective boredom coping strategy,” Tam and Inzlicht argue in their paper.

These findings are supported by a report from the Netherlands’ Radboud University, which recently found that “phone usage wasn't an effective method to alleviate boredom and fatigue and even made these feelings worse in many cases.”

boredom, psychology, social mediaA man who is very bored.via Canva/Photos

As we pointed out with the Dorito Theory a while back, sometimes experiences that aren’t fulfilling can still be maximally addictive. As we scroll and scroll and scroll, trying to come across something that cures our boredom, it’s time to ask ourselves how we feel after the experience. Did logging in deliver the experience we thought we’d get? Or, did the frantic search for content keep us occupied until the boredom crept in again?

Tam says that we can have more meaningful and less boring experiences with digital media if we find longer-form content that we can immerse ourselves in. However, this may prove more complicated than years ago, as our attention spans are much shorter.

“If people want a more enjoyable experience when watching videos, they can try to stay focused on the content and minimize digital switching. Like paying for a more immersive experience in a movie theater, more enjoyment comes from immersing oneself in online videos rather than swiping through them,” Tam writes.





Freckled Zelda singing "Colors of the Wind."

Sometimes, it's easier to be our authentic selves when wearing a costume. That certainly seems to be the case for Freckled Zelda, who went from baffling judges to enchanting them on “America’s Got Talent.”

When then 19-year-old singer arrived on stage in 2022 in full fairy attire (a look inspired by a popular Nintendo character), she initially earned some quizzical looks from the panel. Introducing her instrument, the ocarina, didn’t seem to improve anyone’s first impression leading up to the act. Cowell could only offer the word “interesting,” which, let’s face it, seemed like polite rejection, at best.

But then, she sang. And all bets were off.


Freckled Zelda delivered a soulful rendition of Disney’s “Colors of The Wind” that blew every single listener away. Including Cowell, who admitted, “When you walked out, I thought, ‘wow, this really is going to be terrible,’ and actually you’ve got a really great voice.” She went on to receive a “yes” from all four judges that evening, moving her onto the next round of the competition.

Freckled Zelda’s song choice, with its themes of not judging others who look and think differently, feels entirely appropriate for the moment. Over on TikTok, where it's often cool to be weird, the self-proclaimed “music fairy” already has millions of fans who adore her ethereal persona. And yet, in the real world (and on a mainstream live television show, no less), being different isn't always entirely welcomed.

Freckled Zelda and her unique act received a flood of praise not only from the “AGT” panel, but from the YouTube comments as well. One person wrote, “I love how different she is. She wasn’t swayed when they acted as if she was weird and when she said she can’t change at all; that she would always be a fairy. I love how confident she was! People will support you only if you know what you stand up for.“


At the end of the segment, Heidi Klum noted, “‘America’s Got Talent’ is a variety show and we don’t all have to be the same.” The show has lately had some really diverse triumphs, from a Lebanese belly dance troupe to a Black country singing trio. That list can now include music fairies as well, and we’re here for it.


This article originally appeared two years ago.