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The true cost of avoiding talking about money with your significant other.

Not talking about money can seriously damage an otherwise healthy relationship.

The true cost of avoiding talking about money with your significant other.
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TD Ameritrade

Only a couple of years ago, the idea of sharing how much money you make with your colleagues or friends was one of those taboos that you just don’t mess with.

But recently, there’s been a huge conversation about getting those numbers out in the open.


When salaries are public, it helps everyone have more honest conversations about what they should be making. And it especially helps women and people of color, who tend to make less than their white male counterparts.

Yeah, you might want to talk if your partner carries their money around like this. Photo via 401(K) 2012/Flickr.

But when it comes to being that transparent with a romantic partner, it can seem even more tricky ... but why?

Despite the slowly turning tide in the professional world, there’s still a lot of stuff we keep to ourselves when it comes to money and our personal relationships.

For many couples, deciding how to split the check is the most involved money conversation they have regularly.

Not talking about money — or worse, lying about money — can seriously damage an otherwise healthy relationship.

Consider these facts:

About a quarter of American couples actively avoid talking about money. 31% of married people have lied to their spouse about money. And only 51% of couples talk about how they will manage their money before getting married.

That's huge!

How you feel when you talk with your partner about money. GIF via "Broad City."

Not talking about money — or worse, lying about money — can seriously damage an otherwise healthy relationship.

In fact, a 2013 study found that not being on the same page about money is the #1 predictor of divorce.

"It's not children, sex, in-laws or anything else. It's money — for both men and women," said Sonya Britt, who led the study.

This doesn't count as a conversation about money. GIF via "Parks and Recreation."

Britt and her colleagues studied 4,500 couples in different financial circumstances and found that money tension was a major factor in relationship dissatisfaction. Regardless of income level, amount of debt, or net worth, couples who didn't deal with their money issues were putting their marriages at risk.

On the other hand, research by TD Bank found that partners who talk about their finances openly and honestly tend to have happier relationships.

The bank polled 1,339 Americans who are in relationships and found that "among respondents who said they talk about money at least once per week, 42 percent described their relationship as 'extremely happy,' compared with 27 percent of those who talk about money less than once per month and 38 percent of all respondents."

The elephant in the room — whether it's consumer debt, incompatible spending habits, or a miscommunication about savings goals — is going to be there whether you acknowledge it or not.

That's why both financial and relationship experts say that talking about money is crucial for healthy partnerships.

Talk to your partner about your wishing-well budget. Photo via Paulo OrdovezaWikimedia Commons.

It's not a complete surprise that couples tend to put off conversations involving their finances.


You and your SO after a great money convo. GIF via tr1ppy-j/Tumblr.

Almost all of us have some hang-ups about money, whether that's shame about not making enough, fear of student debt catching up to us, or just your run-of-the-mill compulsive online shopping habit that you'd prefer to keep from your partner (other people have those, right?).

And that's OK!

The important part is that you and your partner work through those issues with openness, kindness, and patience.

(And maybe a bottle of wine. Totally optional, but I've found it helps with money convos with the significant other.)

Photo by Daniel Schludi on Unsplash
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The global eradication of smallpox in 1980 is one of international public health's greatest successes. But in 1966, seven years after the World Health Organization announced a plan to rid the world of the disease, smallpox was still widespread. The culprits? A lack of funds, personnel and vaccine supply.

Meanwhile, outbreaks across South America, Africa, and Asia continued, as the highly contagious virus continued to kill three out of every 10 people who caught it, while leaving many survivors disfigured. It took a renewed commitment of resources from wealthy nations to fulfill the promise made in 1959.

Forty-one years later, although we face a different virus, the potential for vast destruction is just as great, and the challenges of funding, personnel and supply are still with us, along with last-mile distribution. Today, while 30% of the U.S. population is fully vaccinated, with numbers rising every day, there is an overwhelming gap between wealthy countries and the rest of the world. It's becoming evident that the impact on the countries getting left behind will eventually boomerang back to affect us all.

Photo by ismail mohamed - SoviLe on Unsplash

The international nonprofit CARE recently released a policy paper that lays out the case for U.S. investment in a worldwide vaccination campaign. Founded 75 years ago, CARE works in over 100 countries and reaches more than 90 million people around the world through multiple humanitarian aid programs. Of note is the organization's worldwide reputation for its unshakeable commitment to the dignity of people; they're known for working hand-in-hand with communities and hold themselves to a high standard of accountability.

"As we enter into our second year of living with COVID-19, it has become painfully clear that the safety of any person depends on the global community's ability to protect every person," says Michelle Nunn, CARE USA's president and CEO. "While wealthy nations have begun inoculating their populations, new devastatingly lethal variants of the virus continue to emerge in countries like India, South Africa and Brazil. If vaccinations don't effectively reach lower-income countries now, the long-term impact of COVID-19 will be catastrophic."

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Image by 5540867 from Pixabay

Figuring out what to do for a mom on Mother's Day can be a tricky thing. There's the standard flowers or candy, of course, and taking her out to a nice brunch is a fairly universal winner. But what do moms really want?

Speaking from experience—my kids range from age 12 to 20—a lot depends on the stage of motherhood. What I wanted when my kids were little is different than what I want now, and I'm sure when my kids are grown and gone I'll want something different again.

We asked our readers to share what they want for Mother's Day, and while the answers were varied, there were some common themes that emerged.

Moms of young kids want a break.

When your kids are little, motherhood is relentless. Precious and adorable, yes. Wonderful and rewarding, absolutely. But it's a LOT. And it's a lot all the fricking time.

Most moms I know would love the gift of alone time, either away at a hotel or Airbnb or in their own home with no one else around. Time alone is a priceless commodity at this stage, especially if it comes with someone else taking care of cleaning, making sure the kids are fed and safe and occupied, doing the laundry, etc.

This is especially true after more than a year of pandemic living, where we moms have spent more time than usual at home with our offspring. While in some ways that's been great, again, it's a lot.

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Photo by Daniel Schludi on Unsplash
True

The global eradication of smallpox in 1980 is one of international public health's greatest successes. But in 1966, seven years after the World Health Organization announced a plan to rid the world of the disease, smallpox was still widespread. The culprits? A lack of funds, personnel and vaccine supply.

Meanwhile, outbreaks across South America, Africa, and Asia continued, as the highly contagious virus continued to kill three out of every 10 people who caught it, while leaving many survivors disfigured. It took a renewed commitment of resources from wealthy nations to fulfill the promise made in 1959.

Forty-one years later, although we face a different virus, the potential for vast destruction is just as great, and the challenges of funding, personnel and supply are still with us, along with last-mile distribution. Today, while 30% of the U.S. population is fully vaccinated, with numbers rising every day, there is an overwhelming gap between wealthy countries and the rest of the world. It's becoming evident that the impact on the countries getting left behind will eventually boomerang back to affect us all.

Photo by ismail mohamed - SoviLe on Unsplash

The international nonprofit CARE recently released a policy paper that lays out the case for U.S. investment in a worldwide vaccination campaign. Founded 75 years ago, CARE works in over 100 countries and reaches more than 90 million people around the world through multiple humanitarian aid programs. Of note is the organization's worldwide reputation for its unshakeable commitment to the dignity of people; they're known for working hand-in-hand with communities and hold themselves to a high standard of accountability.

"As we enter into our second year of living with COVID-19, it has become painfully clear that the safety of any person depends on the global community's ability to protect every person," says Michelle Nunn, CARE USA's president and CEO. "While wealthy nations have begun inoculating their populations, new devastatingly lethal variants of the virus continue to emerge in countries like India, South Africa and Brazil. If vaccinations don't effectively reach lower-income countries now, the long-term impact of COVID-19 will be catastrophic."

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