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Education

Princeton just made college more affordable by ditching student loans and covering tuition

This sounds radical but it's actually life-changing for students who qualify.

Princeton; student loans; tuition; affordable college
Photo by Joshua Jen on Unsplash

Princeton just made college more affordable.

Many parents know the excitement and apprehension that comes with college application season. We encourage our children to reach for the stars and then sticker shock sets in when they get into their dream school. It's a feeling that will quickly apply the gravity of Jupiter onto any excitement you might have been feeling as a parent, but Princeton, an Ivy League university, is about to change lives. The prestigious school recently announced that it has removed student loans from its financial aid packages and will cover the tuition including room and board for students whose families make less than $100,000 a year.


Whoa! This is huge news, but this isn't the first time Princeton has done something like this. Even before announcing this monumental change, it has granted free tuition for students from families making less than $65,000. The income limit increase will allow the school to help more families afford a higher education. Granted, most kids applying for college won't qualify for entrance to the school due to its highly competitive admissions process. But there are plenty of teens that do qualify and can't attend because the price tag isn't always covered completely by financial aid and scholarships.

Photo by Dom Fou on Unsplash

The current cost of attendance at Princeton for the 2022-2023 academic year is $79,540, which includes room, board and miscellaneous fees. On average, college costs between $11,631 to $28, 238 per year for a public university depending on whether the student is considered in-state or out-of-state. For a private college, the average cost is $43,775. The price difference between Princeton and the average cost of tuition is staggering, but it's Princeton, one of the most prestigious colleges in the United States.

Princeton eliminating the option for student loans in 2001 and now providing a free education for qualifying students will help them graduate without any college debt, likely changing the course of the students' lives. The average student loan borrower owes more than $30,000 in student loans, which has been shown to affect their ability to purchase homes and increase their personal wealth. Eliminating school debt for students from low and middle class households will allow for upward mobility and an easier path forward to building wealth.

But Princeton isn't the only school that took the option for student loans away and offered up free education. Colgate University announced in 2021 that it would do away with what some call predatory student loans and replace them with grants funded by a $1.3 billion endowment. The private New York college also made tuition free for students whose families make $80,000 a year or less.

Photo by Davide Cantelli on Unsplash

Colleges are hearing the concerns about the amount of student debt people have to take on—an issue that causes some people to opt out of college altogether. Yale, Amherst and Harvard have also cut loans from their financial aid packages, vowing to work with parents to provide enough aid through grants that loans won't be needed. If more schools take this approach we could eliminate the normalcy of graduating with mountains of student loan debt that seems to grow no matter if you make timely payments or not.

Sure, it's Princeton and other Ivy League schools that are using their deep pockets to give their students the best start, but if they can do it, what's stopping other schools from reworking their numbers? Student loan debt relief shouldn't begin and end at elite universities. Taking a hard look into the student loan crisis and finding tangible ways to address it at the colleges themselves could lead to an economic shift in the future. Hopefully other colleges continue to take note.

Albertsons

No child should have to worry about getting enough food to thrive.

True

When you’re a kid, summer means enjoying the fun of the season—plentiful sunshine, free time with friends, splashing in pools and sprinklers. But not every child’s summer is as carefree as it should be.

For some, summer means going hungry. According to Feeding America, food insecurity affects 1 in 8 children in the U.S., largely because families lose the free or reduced-price meals at school that help keep them fed during the school year.

But back-to-school time doesn’t make food insecurity disappear, either. Hunger is a year-round issue, and with the increased cost of groceries, it’s gotten harder for families who were already struggling to put food on the table.

So what can be done—or more specifically, what can the average person do—to help?

The good news is that one simple choice at the grocery store can help ease the burden a bit for those experiencing food insecurity. And the even better news is that it’s also a healthy choice for ourselves, our families and our planet. When we’re out on our regular shopping trips, we can simply look for the O Organics versions of things we would already buy.

But wait—aren’t we all feeling the pinch at the checkout stand? And isn’t organic food expensive? Here’s the thing: Organic food is often much more affordable than you might think. The cost difference between organic and non-organic products keeps narrowing, and many organic and non-organic foods are now almost identical in price. Sometimes you’ll even find that an organic product is actually cheaper than its brand-name non-organic counterpart.

Since 2005, O Organics has helped give health-conscious shoppers more options by making organic food more accessible and affordable. And now, it’s helping those same shoppers take action to fight food insecurity. For every O Organics product you purchase, the company will donate a meal to someone in need through the Albertsons Companies Foundation—for up to a total of 28 million meals.

Look for the O Organics label in every aisle.O Organics

Here’s what that means in real-world terms:

Say you’re throwing an end-of-summer backyard BBQ bash. If you were to buy O Organics ground beef, hamburger buns, ketchup and sea salt potato chips, you’d be donating four meals just by buying those four ingredients. If you added O Organics butter lettuce and O Organics sandwich slice pickles, you’d be donating two more meals, and so on.

And where are those meals going? Albertsons Companies Foundation works with a network of national and local charities fighting hunger, and regional divisions choose organizations to fund locally. So every O Organics product you purchase means a meal on the table for someone in your area who might not otherwise have the nourishment they need.

No kid should have to worry about getting enough food to thrive. We all make conscious choices each time we walk down a grocery store aisle, and by choosing

O Organics, we can make a difference in a child’s life while also making healthy choices for ourselves and our families. It’s truly a win-win.
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