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Pennsylvania is investing in its future by giving every newborn a $100 toward college.

Pennsylvania is investing in its future by giving every newborn a $100 toward college.
Image by Cari Dobbins from Pixabay

Americans owe $1.4 trillion in college debt. That’s more than they owe on car loans or credit cards.

College debt holds people back from being able to buy a home, start a business or save for retirement. It also means that many new graduates are forced to enter careers they don’t like just to stay afloat.

Many are burdened with massive student loan debt because their parents contributed little to their educational expenses. According to Forbes, 80% of college students get little to no financial assistance from their parents.


While it’s understandable that some parents simply don’t have the means to help their adult children with educational expenses, for others, it’s due to a lack of planning.

[rebelmouse-image 19561991 dam="1" original_size="1200x629" caption="via PHENND / Twitter" expand=1]via PHENND / Twitter

The state of Pennsylvania is giving parents a head start on saving for college with its new Keystone Scholars program. The Pennsylvania treasury is investing $100 for every baby born or adopted after December 31, 2018 to be used for the child’s future higher education expenses.

All parents have to do is open a PA 529 account to receive the $100 deposit. A 529 account is a great savings tool because it allows people to invest pre-tax money and pull it out tax-free as long as it’s used for educational expenses.

While $100 compounded over 18 years isn’t going to get the kid a free ride to Harvard, setting up the account puts parents in the saving mindset. Parents who receive the $100 initial deposit and then contribute $100 a month over 18 years will hypothetically save $38,000 for college expenses.

These days we are hearing a lot of talk from Washington about possible student loan debt forgiveness or free state college for all. While those potential programs are giving people a lot of hope, it’s best to start saving now because you never know what the future holds.

Finally, someone explains why we all need subtitles

It seems everyone needs subtitles nowadays in order to "hear" the television. This is something that has become more common over the past decade and it's caused people to question if their hearing is going bad or if perhaps actors have gotten lazy with enunciation.

So if you've been wondering if it's just you who needs subtitles in order to watch the latest marathon-worthy show, worry no more. Vox video producer Edward Vega interviewed dialogue editor Austin Olivia Kendrick to get to the bottom of why we can't seem to make out what the actors are saying anymore. It turns out it's technology's fault, and to get to how we got here, Vega and Kendrick took us back in time.

They first explained that way back when movies were first moving from silent film to spoken dialogue, actors had to enunciate and project loudly while speaking directly into a large microphone. If they spoke and moved like actors do today, it would sound almost as if someone were giving a drive-by soliloquy while circling the block. You'd only hear every other sentence or two.

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Tater Tots, fresh out of the oven.

It’s hard to imagine growing up in America without Tater Tots. They are one of the most popular kiddie foods, right up there with chicken nuggets, peanut butter and jelly sandwiches and macaroni and cheese. The funny thing is the only reason Tater Tots exist is that their creators needed something to do with leftover food waste.

The Tater Tot is the brainchild of two Mormon brothers, F. Nephi and Golden Grigg, who started a factory on the Oregon-Idaho border that they appropriately named Ore-Ida. The brothers started the factory in 1951 after being convinced that frozen foods were the next big thing.

According to Eater, between 1945 and 1946, Americans bought 800 million pounds of frozen food.

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Pop Culture

10 years ago, a 'Stairway to Heaven' performance brought Led Zeppelin's surviving members to tears

Heart, John Bonham's son and a full choir came together for the epic tribute.

Led Zeppelin got to see their iconic hit performed for them.

When Billboard and Rolling Stone pull together their "Best Songs of All Time" lists, there are some tunes you know for sure will be included. Led Zeppelin's "Stairway to Heaven" is most definitely one of them.

It has everything—the beauty of a ballad, the grunginess of a rock song, the simple solo voice, and the band in full force. "Stairway to Heaven" takes us on a musical journey, and even people who aren't necessarily giant Led Zeppelin or classic rock fans can't help but nod or sing along to it.

Of course, it's also been so ubiquitous (or overplayed, as some would claim) to become a meme among musicians. Signs saying "No Stairway to Heaven" in guitar stores point to how sick of the song many guitarists get, and when Oregon radio station KBOO told listeners they would never play the song again if someone pledged $10,000, Led Zepelin singer Robert Plant himself called in and gave the donation.

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Family

Developmental scientist shared her 'anti-parenting advice' and parents are relieved

In a viral Twitter thread, Dorsa Amir addresses the "extreme pressure put on parents in the West."

Photo by kabita Darlami on Unsplash, @DorsaAmir/Twitter

Parents, maybe give yourselves a break

For every grain of sand on all the world’s beaches, for every star in the known universe…there is a piece well intentioned, but possibly stress-inducing parenting advice.

Whether it’s the astounding amount of hidden dangers that parents might be unwittingly exposing their child to, or the myriad ways they might be missing on maximizing every moment of interaction, the internet is teeming with so much information that it can be impossible for parents to feel like they’re doing enough to protect and nurture their kids.

However, developmental scientist and mom Dorsa Amir has a bit of “anti-parenting advice” that help parents worry a little less about how they’re measuring up.

First and foremost—not everything has to be a learning opportunity. Honestly, this wisdom also applies to adults who feel the need to be consistently productive…raises hand while doing taxes and listening to a podcast on personal development
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A guy with road rage screaming out of his car.

A psychologist who’s an expert in narcissism has released a telling video that reveals one of the red flags of the disorder, being an erratic driver.

"Most people, when they tell the story backwards of a narcissistic relationship, are able to see the red flags very clearly,” Dr. Ramani said in her video. “However, seeing them forwards isn't hard. But if you see them too late, it means you've already been through the narcissistic relationship, you're devastated and have likely wasted a lot of time."

Dr. Ramani Durvasula is a licensed clinical psychologist in Los Angeles, Professor Emerita of Psychology at California State University and author of several books, including “Should I Stay or Should I Go: Surviving A Relationship with a Narcissist.”

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Man hailed 'Highway Hero' for running across four lanes of traffic

Holy cow, Bat Man! You're always supposed to be aware of other vehicles when you're driving but what do you do when you notice someone has lost consciousness while speeding down the highway?

It's a scenario that no one wants to see play out, but for Adolfo Molina, the scenario became reality and he didn't hesitate to spring into action. Molina was driving down the highway when he spotted a woman in a blue car who lost consciousness as her car careened down the shoulder of the highway. The concerned driver quickly pulled over in order to attempt to rescue the woman.

But there was a problem, he had to cross four lanes of traffic on the highway just to make it to the woman's still moving car. That obstacle didn't stop him. Molina sprinted across the highway, crossing right in front of a black pick up truck before running at full speed to attempt to open the woman's door and stop her car.

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