One woman worked multiple jobs and downsized her lifestyle to live out her biggest dream.

You've seen stories about people taking off and traveling the world. Here's how one woman saved up and did it.

In high school, Brooke Schoenman took a trip to Italy with her Latin class. She returned home determined to see more of the world.

“I remember being fascinated with how people like me were living in other parts of the world, speaking different languages,” she wrote in an email.

And that fascination would stay with her, leading her to take the biggest adventure of her life.


At 23, while working full-time as a help desk agent, Brooke made up her mind — she would give herself two years to save enough money to travel the world.

She wasn’t just working toward saving for a vacation or two. No, she wanted to spend a minimum of one full year living abroad, fully immersed in other cultures.

Image via iStock.

So she made a plan: She would cut down on unnecessary expenses. She’d sign up for overtime at work. She’d go out less. She’d take part-time jobs. She’d downsize her lifestyle in every way possible — all with the goal of saving up $30,000 in two years to fund her adventure.

It wouldn’t be easy saving that much money, but Brooke was determined. And she was fortunate enough to be able to devote as much of her time, money, and energy as she could muster to her ambitious plan.

"There was a time that I would work at my day job from 7:30 am to 4 pm," she wrote on Making Sense of Cents, "and then head off to do some evening waitressing ... from 5 to 10 pm."

It's the kind of schedule many people who need to bring in extra cash to cover their financial goals and needs are familiar with.  

Image via iStock.

And it was worth it for her.

“I think having a bigger-than-life goal in mind helped,” Brooke explains. “I was saving for a life-changing experience — something so far from what was normal to me and anyone I knew at the time. It was exciting!”

Along the way, she celebrated even the smallest victories.

“If I took a change jar to the bank and it was twice as much as I thought it would be, I would make a point to celebrate," Brooke writes, "and sometimes I would allow a little splurge.”

The occasional treat was just as important as celebrating the small wins.

Image via iStock.

"I tried to cut out everything in the beginning, but soon learned that the mental toll of less fun and less freedom to eat out or go to the movies was too much,” Brooke writes. “You have to budget in some fun money, even when you're going for a big huge goal.”

By doing this, she didn’t get overwhelmed by the magnitude of her goal. She remained motivated. (Knowing that you're not starving yourself of all life's pleasures is important for any savings goal. It means you can actually stick to your plan instead of burning out too early.)

A year and a half in, Brooke had saved $23,000. She decided that was enough.

Brooke describes herself as “someone who hates to wait." So, she explains, “When I started to get close to my fall-back goal of $25,000 (about $23,000 after plane tickets and gear), I decided that starting my life of travel half a year earlier was an acceptable option."

Image via iStock.

So, she bought her plane tickets and set off to travel the world.

Traveling was more fulfilling than Brooke could have imagined.

From archeological digs in Menorca, Spain, to watching the jungle wake up at sunrise in Tikal, Guatemala, she pushed herself far beyond her comfort zone and experienced things that many only dream of. She even decided to make Sydney, Australia, her new home.

She's continued to lean on the tips and tricks she learned during that year and a half to fund other (shorter) adventures, like a three-and-a-half-month trip to Turkey, China, Mongolia, Russia, and Kyrgyzstan.

Image via iStock.

Today, Brooke's budgeting isn't nearly as extreme as it was for her initial goal, but she remains money conscious.  

And she's helping others save too by sharing advice and travel stories on her website: HerPackingList.com. Though her site's geared toward travelers, her tips are relevant for anyone saving toward a goal. (This calculator is also a big help in figuring out how to reach your savings goals.)

Brooke truly believes that saving up for a big goal is achievable. Though, she adds, saving doesn't come in a one-size-fits-all package.

“Everyone will have different circumstances surrounding their saving process. Maybe the cost of living where they are is higher or maybe they can't forego hanging with friends at bars and restaurants,” Brooke writes. “Once you can pinpoint the real reason the saving isn't working, you can test out alternative strategies and budgets until one works.”

Image via iStock.

Saving is hard. There's no doubt about it.

And $23,000 is a lot of money. For someone doing their best to just get by, such a large amount in such a short time frame may not always be possible.

But Brooke made the sacrifices she needed to save for the future she envisioned. And her experience shows that with perseverance, goals that seem like dreams can be attainable — it just takes patience, planning, and time.

So while your savings goal may not be a trip around the world, securing your financial future is just as exciting. Because while we never know what the future holds, preparing financially helps open some doors. Help make your dreams a reality by setting your financial goals today.

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Inclusivity

Anyone who's done yard work on a hot day can tell you that it can be just as good of a workout as playing a team sport.

You're down on your knees pulling weeds, up on a ladder lopping off errant tree branches, and pushing a heavy lawnmower that never seems to start on the first try.

Unfortunately, because lawn work is so physically intense and not everyone can afford a gardner, the elderly and disabled sometimes have to let their lawns and backyards grow wild.

An alternative learning center in Dubuque, Iowa is helping its kids stay physically fit while helping out their community with a new program that gives them high school PE credit for doing yard work for the elderly and disabled.

The Alternative Learning Center is for high school juniors and seniors who are at risk of dropping out of school.
As part of the program, the teens visit homes of the elderly and disabled and help out by raking leaves, pulling weeds, cutting grass, and cleaning gutters.



Teacher Tim Hitzler created the program because it helps the students get involved in the community while helping those who need it most.

"The students aren't typically too excited at the beginning but once they get involved and start doing the yard work they become more motivated," Hitzler told KWWL. "What they really like is A: helping people. They really like giving back to people and meeting the person."

Nick Colsn, a 17-year-old student at the learning center, told NPR that the program allows him to meet people he wouldn't have otherwise. "I'm more of like go-to-school-go-to-work-home-repeat kind of guy," he said. "So to me, I probably would not have met any of these people."

The end-of-year program has been so successful, Hitzler hopes to expand it next year. "You know, in education, a lot of times, there's so many different gimmicks and curriculum packages you can buy and things like that," he told NPR. "And something like this all you need is a few garden tools. You know, I mean, it just makes sense. It's so simple. And it works."

Recommended

If you're a white supremacist, I imagine drinking beer (or any other alcoholic beverage) is a nice way to relax and tune out the fact that you're a terrible person who's helping set human progress back at a rate the bubonic plague would be proud of. But for some self-professed white supremacists, it wasn't quite so easy on a June weekend in Germany.

According to Newsweek, the hundreds of neo-nazis who flocked to the "Shield and Sword Festival" in Ostritz found themselves uncomfortably dry when a court imposed a liquor ban at their gathering of hateful bigots who also like to listen to awful music together. The ban's aim was to prevent any violence that might erupt (you know it would...) and the police confiscated more than a thousand gallons of alcohol from those attending the weekend-long event. They even posted pictures on Twitter of the alcohol they'd removed from participants.



But that's only half the story.

Residents of the town of Ostritz, who've had to deal with the bigots before (they threw the same festival last year on Hitler's birthday), knew that the ban wouldn't stop the festival-goers from trying to obtain more alcohol while in town. So the townspeople got together a week before the festival and devised a plan which would truly make the white supremacists focus on how terrible neo-nazi music is: They bought up the entire town's beer supply.

"We wanted to dry the Nazis out," Georg Salditt, a local activist, told reporters. "We thought, if an alcohol ban is coming, we'll empty the shelves at the Penny [supermarket]."

"For us it's important to send the message from Ostritz that there are people here who won't tolerate this, who say 'we have different values here, we're setting an example..." an unidentified local woman told ZDF Television.

At the same time the festival was going on, residents also staged two counter-protests and put on a "Peace Festival" to drive home the point that bigotry wasn't welcome. If the festival is held in the same town again next year, ticket-buyers should be aware that Ostritz isn't playing around when it says that white supremacists aren't welcome.

There's some good news, too: Aside from the fact that residents aren't afraid to send the message that they're intolerant of intolerance, attendance to the far-right music festival has drastically decreased in the past year. In 2018, 1,200 people attended, according to the BBC. This year? Approximately 500-600. Here's hoping the festival won't have a return engagement next year.

Culture

I sent both of my children on a bus on Tuesday. I knew where they were going.

The morning started rainy, buggy, and too early. To be fair, it always feels too early.

My husband and I waved from across the street as the buses pulled away, our kids, along with a hundred or so others, behind tinted glass. We waved like we were excited. Our son was likely not looking. Our daughter may have been, but she also could have not been paying attention until the bus started into motion. We won't know for sure if she saw us waving until she returns.

Returns.

Every day when I leave the house, I expect to return.

That's the default.

It's so much the default that realizing it is actually stunning. We run our lives as though anything else other than what's in our head, our routine, our privilege, is what will take place. There's that little truism that a worrier shines like a pebble in the hand: you're more likely to die in a car crash than a plane crash. Yet we are much more likely to be worried about flying because it is out of our routine. Being out of your routine awakens you to the precariousness we completely shut out in our day-to-day lives.

I put my children on a bus. My oldest will be gone four weeks, my youngest, two.

What should be normal: sending your kids to sleep away camp. What feels wholly unnatural: sending your Jewish kids to a Jewish sleep away camp in the world we're living in now. Even writing those words: JEWISH SLEEP AWAY CAMP make my fingers seize at the knuckles. I don't want you to know there are such things as Jewish sleep away camps. Even having others know that they exist feels like a danger.

I'm used to my feelings and my instincts seeming like hyperbole to others. I'm emotional. I'm tuned in. I'm hyperreactive. I have a hair trigger. I have anxiety and depression.

I also come from a genetic and cultural history of people who ended up in this country because we were hunted and pursued and needed to escape. Over and over and over again. The cells that have come to build the tissues and structures of my body and my brain have been organized by UNSAFETY.

In "normal" suburban upper-class life, this can be a huge detriment. A handicap. It can manifest in the most unhelpful and frankly, startlingly blind ways. I've spent so much of my life reacting and feeling and then trying to understand what makes me tick. I've spent so much time learning to train and control and ignore and channel.

I wasn't made for easy times. I was made for survival. I was made, like an animal, to intuit danger and get the hell out, fast. I was made in the image of fight or flight. I do both better than most people. It's not something I brag about, because it doesn't feel like a good thing most of the time.

I put my kids on a bus to Jewish sleep away camp. Because when my husband and I got married (I'm Jewish, he's not), our pact was this: if our children live in a world where historically they could be targeted and threatened because of their Jewishness (regardless of their actual observance of religion or customs), they deserved to know that being a Jew is not negative. We should give them every opportunity to be proud and happy about their Jewishness. Their belonging should help them to feel good about themselves and the world. It should help them seek connection and understanding of the human condition. They should know songs. They should sing full-throated. They should feel comfort in our traditions when they are useful to them, but never feel threatened or unnecessarily constrained by them.

Research funded by Jewish institutions and communities suggests that the number one way to help ground kids in their Jewish identity is to send them to Jewish sleep away camp. It's the glue.

And yet.

I put my kids on a bus to Jewish sleep away camp at a time when our government is putting migrant children into concentration camps.

I bought all the supplies on the list. I washed and labeled and sorted and packed. I zipped up those bags to accompany my children. And then I dropped my children off and couldn't see if they were waving back as the buses drove away.

Of course, the camp I'm sending them to has a stellar reputation. Every day they post updates on a special web site, along with hundreds of pictures of the kids in action. I send emails to the kids which are printed out and given to them. I send packages with stickers and trading cards and all sorts of goofiness so that they know they are loved.

Migrants from central America have made their way to our border with just what they could carry. (My children's bags were so heavy that neither of them could carry them. Likely at least 1/4 of what I sent will come back unused or untouched.) Migrants are following the rules of asylum seeking. They are fleeing violence and intimidation and abuse far greater than I will allow myself to imagine. They are separated from their children by a government that has no business doing so.

I, an upper-class white woman, expect my voice to be heard. I expect to be able to vote and call and hold my elected officials accountable. I know what to say to get my point across. I've given money to candidates and I know how to threaten that support in the future. I also have the privilege of time and energy with which to do it. My underlying expectation is that there are very few problems that I don't have some redress for.

Asylum-seekers, in good faith, and following the rules, have nothing left to lose. They are coming here seeking something less life-threatening than what they're fleeing. They're seeking some good will. Or, at the very least, safety. Or relative safety.

I put my children on a bus to Jewish sleep away camp knowing that in my daughter's cabin of 8 girls, there are 4 young adult counselors who are there to make sure that she's safe, happy, and her needs are being met.

I also know that last year, an asshole white supremacist antisemite decided to go to a synagogue on shabbat, the Jewish sabbath, and turn it into a bloodbath. Well before that ever happened, well before the era of mass shootings and Columbine, Jewish institutions like synagogues and preschools and JCCs have needed extra surveillance. We've had police guard our religious services and social gatherings. Even (and perhaps especially) seeking out Jewish belonging, Jewish joy, has always been a reckoning with danger and threat.

After I sent my children on that bus—the one I knew where it was going—the one where I'd shoveled their overpacked duffle bags into the bowels of the bus—I came home to a house strewn with the remnants from packing. Laundry bins with unneeded t-shirts and shorts and single socks. The cat—he normally comes to greet me when he hears the garage door open—was nowhere to be seen. I called for him. He still did not come. I came upstairs and looked in my son's room. No cat. I looked in my daughter's room—with its orange and pink somewhat darkened by the rainy skies—and there he was, tucked into a furry circle in an eddy of her duvet. I laid down next to him and lost control. The control I never really had.

Twitter this week has erupted in a jagged back-and-forth between politicians and pundits and opinion-havers about whether or not it is appropriate to call the migrant detention centers run by ICE and our government "concentration camps." I, and most other Jews I follow and know, agree they should be called exactly what they are.

Non-Jews (and, to be fair, some Jews as well), like to tiptoe around the Holocaust and any words or imagery which may in any way encroach upon the historical accuracy or singular legacy of that horrible period. To a degree, I might agree when the comparisons are used flippantly or improperly.

But the legacy of the Holocaust, we are all reminded, is NEVER AGAIN. And NEVER AGAIN means that we don't wait until something worse happens. What's happening RIGHT NOW in the United States shares that DNA.

In the same way I understood or had an inkling in my bones that the election might go a way I didn't want it to, I know this same thing: we are not ok. This is not just the start. This is halfway down the road to the place where we lose not just perceived control, but real control. For all the current administration's lies and purposeful incapabilities, know this: the cruelty that comes out of the mouth of our president and those who continue to support him in the government and in the populace is not a lie. It is predictive. They're telling us in advance what they intend to do. And then they are doing it.

In a world where I still have the ability to put my daughter and son on a bus with all their toiletries and know that they will likely arrive at their destination, I also know that our government argued for the legal right to deny soap and toothbrushes to migrant children. When anyone's children are denied such basics—human basics—no one is safe.

I know it will sound like hyperbole. I know that those who so easily dismissed my concerns early on—before this administration even took office—will still attempt to dismiss my warnings now. But do so at your own peril.

I was not built for normal times. I was built for times like these. And I haven't been wrong yet.

This post originally appeared on Outside Voice. You can read it here.

Inclusivity