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I got married and started working in my early 20s, and for more than two decades I always had employer-provided health insurance. When the Affordable Care Act (ACA, aka "Obamacare")was passed, I didn't give it a whole lot of thought. I was glad it helped others, but I just assumed my husband or I would always be employed and wouldn't need it.

Then, last summer, we found ourselves in an unexpected scenario. I was working as a freelance writer with regular contract work and my husband left his job to manage our short-term rentals and do part-time contracting work. We both had incomes, but for the first time, no employer-provided insurance. His previous employer offered COBRA coverage, of course, but it was crazy expensive. It made far more sense to go straight to the ACA Marketplace, since that's what we'd have done once COBRA ran out anyway.

The process of getting our ACA healthcare plan set up was a nightmare, but I'm so very thankful for it.

Let me start by saying I live in a state that is friendly to the ACA and that adopted and implemented the Medicaid expansion. I am also a college-educated and a native English speaker with plenty of adult paperwork experience. But the process of getting set up on my state's marketplace was the most confusing, frustrating experience I've ever had signing up for anything, ever.

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Courtesy of Tiffany Obi
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With the COVID-19 pandemic upending her community, Brooklyn-based singer Tiffany Obi turned to healing those who had lost loved ones the way she knew best — through music.

Obi quickly ran into one glaring issue as she began performing solo at memorials. Many of the venues where she performed didn't have the proper equipment for her to play a recorded song to accompany her singing. Often called on to perform the day before a service, Obi couldn't find any pianists to play with her on such short notice.

As she looked at the empty piano at a recent performance, Obi's had a revelation.

"Music just makes everything better," Obi said. "If there was an app to bring musicians together on short notice, we could bring so much joy to the people at those memorials."

Using the coding skills she gained at Pursuit — a rigorous, four-year intensive program that trains adults from underserved backgrounds and no prior experience in programming — Obi turned this market gap into the very first app she created.

She worked alongside four other Pursuit Fellows to build In Tune, an app that connects musicians in close proximity to foster opportunities for collaboration.

When she learned about and applied to Pursuit, Obi was eager to be a part of Pursuit's vision to empower their Fellows to build successful careers in tech. Pursuit's Fellows are representative of the community they want to build: 50% women, 70% Black or Latinx, 40% immigrant, 60% non-Bachelor's degree holders, and more than 50% are public assistance recipients.

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