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5 things you can do to catch up if you overspent on the holidays.

It's easy to overspend. Here's how to reel things back in.

Oh, January. How we love you and also hate you.

It's so good to have the hubbub from the holidays fading out and a slower pace setting in, but then the bills come. Whether you put holiday spending on credit or are just short on cash from the constant outpour that seems to happen, some strategies for pulling ahead financially could come in handy.

Here are five relatively easy things you could do to generate some cash and dig out faster.

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Courtesy of Back on My Feet
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Having graduated in the top 10% of Reserve Officer Training Corp (ROTC) cadets nationwide in 2012, Pat Robinson was ready to take on a career in the Air Force full speed ahead.

Despite her stellar performance in the classroom and training grounds, Robinson feared other habits she'd picked up at Ohio University had sent her down the wrong tracks.

First stationed near Panama City, Florida, Robinson became reliant on alcohol while serving as an air battle manager student. After barnstorming through Atlanta's nightclubs on New Year's Eve, Robinson failed a drug test and lied to her commanding officer about the results.

Eleven months later, she was dismissed. Feeling ashamed and directionless, Robinson briefly returned home to Cleveland before venturing west to look for work in San Francisco.

After a brief stint working at a paint store, Robinson found herself without a source of income and was relegated to living in her car. Robinson's garbage can soon became littered with parking tickets and her car was towed. Golden Gate Park's cool grass soon replaced her bed.

"My substance abuse spiraled very quickly," Robinson said. "You name it, I probably used it. Very quickly I contracted HIV and Hepatitis C. I was arrested again and again and was finally charged and sentenced to substance abuse treatment."

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