Credit and debt are part of a system that is frequently stacked against borrowers, and it can be harshest on those most vulnerable to its traps. In a powerful move that leverages the system against itself, a group of debt activists recently canceled nearly $10 million in student loan debt for $125,000. The effort benefited thousands of former students from Morehouse College, a historically Black institution in Atlanta.
The activists, part of the Debt Collective and its sister organization, the Rolling Jubilee Fund, purchased the debt from the college for about one penny on the dollar. Buying debt involves purchasing unpaid loans at a steep discount because the lender deems them unlikely to be repaid. They then erased the balances of 2,777 accounts, wiping the slate clean for students whose loans were in collections since Fall 2022 or earlier.
Morehouse College, whose alumni include figures like Martin Luther King Jr., fully supported the effort. The cancellation means that these borrowers can now access their transcripts and diplomas—something many of them were previously unable to do due to the financial burden.
This remarkable debt cancellation demonstrates a path forward for broader student loan relief, especially for graduates of historically Black colleges and universities (HBCUs), who are disproportionately affected by student debt.
“This nearly $10M of student debt cancellation will put thousands of Black folks in a better position to be able to save for retirement, purchase a home or start a small business.”
The Debt Collective has advocated for student debt cancellation for over a decade. Their efforts began with buying up debt and freeing people from collections, including millions of dollars in student and carceral debts. Last year, the group bought and canceled $1.7 million in debt for students at Bennett College, another HBCU.
Their latest action at Morehouse comes at a critical point in the national conversation about student loans. President Biden’s broader student debt cancellation plan was struck down by the Supreme Court earlier this year, leaving millions of borrowers in financial limbo.
This cancellation sends a clear message that large-scale relief is possible.
“President Biden has yet to make good on his campaign promise to eliminate all student debt held by HBCU graduates. We’re doing our part, and it’s time Biden does his.”
— Braxton Brewington
The real impact of student debt
Student debt is a significant barrier to financial stability for millions of Americans. This burden is especially heavy for Black borrowers, who are more likely to take on loans and face more significant financial challenges after graduation.
Morehouse President David A. Thomas acknowledged that debt discourages many students from attending college and pursuing their dreams. “Debt has proven itself to be one of the strongest deterrents in a prospective student’s decision to attend college and inhibitors in alumni’s socioeconomic success post-graduation,” he said.
With Morehouse’s support, the Debt Collective and Rolling Jubilee Fund are working to level the playing field for these students and their future careers. The college also aims to become a need-blind institution by 2030, further reducing financial barriers to education.
“Partners like the Debt Collective and Rolling Jubilee are making the investment to help level the financial playing field for our students and alumni.”
— David A. Thomas, President of Morehouse College
A call for national action
The Debt Collective’s success raises an important question: If private organizations can buy and cancel debt, why can’t the federal government do the same? The group argues that its work proves there are real solutions to the student loan crisis. It’s calling on President Biden to follow through on his promise to cancel student debt for HBCU graduates and the broader American student population.
They’ve even launched a tool to help borrowers petition the Department of Education for relief under the Higher Education Act. Over 30,000 borrowers have already used this tool in just two months to request cancellation.
As the movement for debt relief grows, activists are urging people to speak out, get involved, and push for large-scale change. The more we demand action, the closer we come to a future where education doesn’t trap people in financial hardship but instead opens the door to opportunity.
From Pakistan to Tanzania, the most effective education solutions are community-led. Here’s how local leaders, in partnership with Malala Fund and supported by Pura, are mobilizing entire communities.
When asked to describe what Tanzania smells like, Grace Isekore closes her eyes and breathes in deep. For a moment, she’s somewhere else entirely. Tanzania is a rich tapestry of sights and scents, from the smell of sea mist that permeates the coastline to the earthy cardamom and cloves she cooks with in her kitchen. But when Grace emerges from her reverie, her answer is unexpected.
“Tanzania smells like peace,” she says, her eyes still closed. “I see a beautiful country where we are free to move, free to speak. And there is peace within the community.”
For Grace, that sense of peace isn’t just something she smells; it’s something she works toward every day. As a project coordinator with Pastoral Women’s Council (PWC), a women-led organization that empowers pastoralist communities in northern Tanzania, she has seen firsthand how girls flourish when they have the opportunity to attend school. Like scent, education not only connects girls to their own culture, but also helps broaden their horizons, realizing new possibilities for themselves and others. That transformation reshapes entire communities and ripples outward, with the potential to change countries and transform the world for the better.
Different scents, different approaches, and communities driving change
Spices in Tanzania. Captured by James Roh for Pura
For Grace and others around the world, education is freedom, as well as a pathway to a stronger community. Rooted in that shared belief, Pura, a home fragrance company, was inspired to build on their four-year partnership with Malala Fund to create something truly unique: a fragrance collection that connects people through scent to communities in Tanzania, Nigeria, Pakistan, and Brazil, where barriers to girls’ education are among the highest.
Using ingredients from each region, the new Pura x Malala Fund Collection uses scent to transport people to these regions directly. “Future in Bloom,” for example, invokes Pakistan’s lush valleys through notes of jasmine, cedarwood, and mango; while Tanzania’s fragrance, “Heart on Fire,” evokes the spirit and joyfulness of the girls who live there through cardamom, lemon, and green tea.
The new Collection honors the work Malala Fund does every day, partnering with locally-led organizations in these four countries to ensure every girl can access and complete 12 years of education. Each scent celebrates the joy, tenacity, and courage of the women and girls driving change on the ground, while also augmenting Pura’s annual grant to Malala Fund by donating eight percent of net revenue from the Pura x Malala Fund Collection to Malala Fund directly.
Just as each country’s scent is unique, so too are their needs related to education. But with support from Malala Fund and Pura, local leaders are coming up with creative ways to mobilize entire communities (parents, teachers, elders, and the students themselves, in their pursuit of solutions, understanding that educating girls helps everyone thrive. Here’s how their efforts are creating real, durable impact in Tanzania and Pakistan, and creating a ripple effect that changes the world for the better.
Parent-teacher associations help Maasai girls and their communities in Tanzania problem-solve
A girl’s school in Tanzania. Captured by James Roh for Pura
Northern Tanzania, Grace’s home, is home to pastoralist communities like the Maasai, a nomadic people who have moved with the seasons to nurture the land and care for their livestock for centuries. The nomadic nature of this lifestyle creates significant and unique barriers to girls’ education. Longstanding gender roles have enabled Maasai to survive in the harsh environment and have placed great value on both women and men. Over time, as nomadic life has been threatened by the privatization of land and stationary education models have been implemented, the reality of pastoralist livelihood has shifted and introduced new complexities. Now, the sheer distance to schools is both a practical challenge and one that often comes with danger from the landscape, predators, and potential exposure to assault along the journey. Girls shoulder the responsibility of household chores and there is often cultural pressure around early marriage – both leading to boys’ education being prioritized over girls’.
“There are very, very good [pastoralist] cultural practices, which are passed from generation to generation,” says Janet Kimori, an English teacher at Lekule Girls Secondary School in Longido, Tanzania. But when cultural practices act as educational barriers, “you have to sit down and look for where you are going to assist. As a school, as an individual, the school administration—all of us will chip in and know how we are going to deal with this problem.”
PWC works to ensure girls are able to exercise their right to an education while also preserving pastoralist culture. One successful approach, the organization found, has been the formation of Parent Teacher Associations (PTAs), created with help from Malala Fund. In PTA meetings, students, parents, teachers, elders, and government officials meet, discuss educational barriers, and come up with community-led solutions that preserve and honor their culture while advancing educational outcomes.
PTA meeting in Tanzania. Captured by James Roh for Pura
One recent PTA meeting highlights how these community-led solutions are often the most effective. At Lekule Girls Secondary School, the lack of fresh water forces girls to walk long distances to collect water for the school’s kitchen during the school day, and these long journeys not only disrupt class time but can leave girls vulnerable to sexual assault in isolated areas. Through facilitated discussion, PTA members landed on a solution: installing a borehole to pipe in fresh water to the school. Reliable access to water creates a better learning environment for the girls, but it also benefits the community at large, as local governments are then more likely to invest in health clinics and other community resources nearby.
With a solution in place, the PTA was then able to discuss ideas and map out a course of action. The women would raise money for the cost of the borehole, while the men would recruit workers to dig the hole and lay the pipe. Together, they would ask government officials to match their investment.
The benefits of PTA meetings within the pastoralist communities are undeniable. “The girls are talking and addressing issues in a confident way, and parents feel they are part of the resource team to solve challenges happening at school,” Grace says. One unexpected benefit: The larger cultural impact these PTA meetings have created. Thanks to the success of PTAs within pastoralist communities, the models are now being endorsed on a national level, and schools across Tanzania are starting to use them to solve problems in their own communities. When a community creates opportunities for girls to learn, everyone benefits.
Safe spaces in rural Pakistan help students and their parents connect, then drive change
Safe space for girls meeting in Pakistan. Captured by Insiya Syed.
A continent away in Pakistan, the country’s northernmost region of Gilgit-Baltistan seems like a land untouched by time. The region’s looming mountains, snow-capped peaks, lush valleys and crystalline lakes draw nature lovers and landscape photographers from around the world, but living among this kind of breathtaking scenery has its drawbacks. Schools in the region are few and far between, and the area’s harsh climate often makes roads inaccessible for travel. Poverty and gender-based discrimination are additional obstacles, making school even further out of reach, and girls are affected disproportionately. Going up against these barriers requires a persistent, quiet strength that’s found in the women who live there and reflected in Pakistan’s signature scent.
Saheli Circles are how local leaders in Gilgit-Baltistan are bridging the gap between girls and education. An Urdu term for “female friend,” Saheli Circles are after-school safe spaces where girls explore subjects like art and climate change, while also developing skills that help them manage emotions, set goals, and build positive relationships. Girls study in groups, visit the library, play sports, and tackle filmmaking and photography projects, all designed to develop self confidence and teach the girls how to advocate for issues that matter to them. But the work doesn’t stop there.
“What we’re trying to achieve here will only be impactful if it trickles down to the home environment and the school environment,” says Marvi Sumro, founder and program director of Innovate, Educate, and Inspire Pakistan (IEI), the local organization that developed the Saheli Circles model and partnered with Malala Fund in 2021 to make it a reality. Ever since, Saheli Circles have grown to involve teachers, elders, and parents to encourage relationship building that’s essential for young girls and adolescents. “Our spaces can give mothers and daughters an opportunity to interact a little differently—do an art activity, or have a cup of tea together, or some good conversation,” Marvi says.
The relationship building is what makes the biggest positive impact throughout the community. Recently, one Saheli Circle was able to bring together parents, teachers, and administrators to advocate for better education at their local school, and together they convinced the department of education to hire a science teacher. Another Saheli Circle organized a fund where members of the community can contribute monthly to pay for uniforms, books, and other school expenses for the girls in their village, eliminating those small, hidden costs that are often a barrier to education for many. A third Saheli Circle was able to produce a short film about how gender-based household chores can take away valuable study time from girls, leaving them at a disadvantage. “The girls put the film together and showed it to the mothers, and the response from the mothers was just beautiful,” Marvi says.
Girls smiling in Pakistan. Captured by Insiya Syed.
The education and relationship building that the girls receive in Saheli Circles connects them to larger opportunities and economic freedom that are not possible in their hometown. “For girls in Gilgit-Baltistan, education is extremely important because of the fact that we’re so far away from where the economy is, where the opportunity is. Education becomes this bridge for us, for our girls, to access all the opportunity and economy that exists in [larger cities].”
From rural Tanzania to remote Pakistan, local organizations prove every day that prioritizing girls’ education benefits everyone. Communities that lift up girls are able to secure resources like clean water and well-staffed schools, as well as build stronger relationships.
These outcomes are only possible because of the women and girls who work tirelessly in these regions to overcome barriers and drive progress. The Pura x Malala Fund Collection is a way to honor them, celebrate their achievements, and unite people the world over around a shared belief that education is freedom. Like scent, that belief can build, travel, and has the possibility to transform the world.
Experience the Pura x Malala Fund Collection here, and connect with the stories of real girls leading change across the globe.
From the silly to the sentimental, there are so many ways people like to go “all in” on something. Here are our five favorite examples we found this week across the internet.
When you hear the words “all in,” what do you think? You might picture a Dancing with the Stars trend gone viral or maybe bridesmaids who fully supportive of the bride’s favorite movie (and recreates an iconic scene). Whatever you picture, the idea is the same: Someone who does something with 100 percent total commitment. Going “all in” means giving your all—going completely over the top, no second guessing, no holding back. Just full-throttle enthusiasm, with some flair and creativity thrown in. And when people go “all in,” something truly special usually happens as a result.
The internet abounds with examples of people giving it their all—whatever it is. In this roundup, we’ve found the very best examples of people going “all in”—moments where passion, creativity, and commitment take center stage. Some are sentimental, some are silly, but all of them are a reminder that giving 100 percent is truly the only way to leave a mark on this world. Get ready: These folks didn’t just show up, they went all in.
1. An Iconic “snow-coaster”
https://www.tiktok.com/t/ZTrPfRstU/
One thing about going all in – it can be crazy and childish at times. That’s something that makes going all in special, connecting with that side of you that takes things less seriously in order to have some fun. Shira Goldstone and her husband took to that mindset when it started snowing in their backyard. Shira’s husband picked up planks of wood (and whatever other tools are required) and within the same night, in the falling snow, built a “snow-coaster” for the two of them to play on.
You already know our friends at All In—they’ve got some seriously tasty snacks that are not only healthy and affordable (scroll to the bottom of this article to see how you can snag a free bar), they help fund food banks, gardens, community fridges, meal programs, and other amazing things
For Giving Tuesday, All In teamed up with Fresh Truck, a weekly mobile market that brings fresh and affordable produce to neighborhoods in the Boston area. Fresh truck hosts weekly markets, pop-up events, and an online storefront, all to help strengthen communities who need it the most. They’re going all in on local nutrition and food access, and we’re here for it.
3. All In on Madam Morrible
https://www.tiktok.com/t/ZTrPfy3FH/
I’m always all in on a good TikTok trend. This week, I’m going to share with you a classic that has come out of the Wicked franchise and the incredible actress Michelle Yeoh.
Michelle, who plays Madame Morrible in the Wicked movies, is an outstanding actress. She’s known for iconic films like Everything, Everywhere, All At Once, as well as Crazy Rich Asians and Star Trek. But her legacy might be this one quote, which she’s said in interviews countless times, and now people can’t stop making videos with the phrase “Madame Morrible, M.M…flip it around, W.W. Wicked Witch!”
You might have to take a look at how people are going all in yourself, the sound has taken off with already 14.3K videos, and the variations are unstoppable…defying all odds and maybe even…defying gravity?
4. Spotify Wrapped: All in on “Coconut Mall”
TikTok · Ale
<a href="https://www.tiktok.com/t/ZTr5AVsuT/">www.tiktok.com</a>
There’s nothing better than finding a song that hits just right and gets you feeling productive. For some people, it’s lofi beats. For others, it’s orchestra music. For TikTok user @aleinmotion, it was the “coconut mall” song from the Mario Kart racing soundtrack. Ale never realized how much she listened to the song until it became #1 on her Spotify Wrapped. Sometimes you’ll be surprised by what you love most, and I’m thinking this is one of those moments for Ale.
5. A Family Prank Everyone Enjoys
https://www.tiktok.com/t/ZTr5DL7Hd/
This girl said her boyfriend had an ugly hat, so her family decided to go all in on supporting him instead. This is when love and humor come together, a perfect prank that actually made the boyfriends day…and taught his girlfriend that nothing is really that serious! They even got the daughter her very own hat as well, and she looked happy to wear it!
As someone who grew up with a dad who always wore floppy hats to protect him from the sun, I understand the embarrassment. Maybe it’s time I go all in and show my support with a matching hat and white long sleeve sun shirt!
Snag your free (!!) snack bar here while this deal lasts. Simply sign up with your phone number, pick up your favorite flavor of an All In bar at Sprouts, and then text a picture of your receipt through Aisle. They’ll Venmo or PayPal you back for the cost of one bar. Enjoy!
From the silly to the sentimental, there are so many ways people like to go “all in” on something. Here are our five favorite examples we found this week across the internet.
When you hear the words “all in,” what do you think? You might picture an elaborately-themed birthday party for a dog, or maybe a person giving a detailed presentation on why she’s “Team Conrad.” (IYKYK) Or maybe you picture a woman who takes up running, showing up every day to push herself and completely changing her body and her mindset in the process. Whatever you picture, the idea is the same: Someone who does something with 100 percent total commitment. Going “all in” means giving your all—going completely over the top, no second guessing, no holding back. Just full-throttle enthusiasm, with some flair and creativity thrown in. And when people go “all in,” something truly special usually happens as a result.
The internet abounds with examples of people giving it their all—whatever it is. In this roundup, we’ve found the very best examples of people going “all in”—moments where passion, creativity, and commitment take center stage. Some are sentimental, some are silly, but all of them are a reminder that giving 100 percent is truly the only way to leave a mark on this world. Get ready: These folks didn’t just show up, they went all in.
Most of us music enthusiasts can agree that the song “Alone” by the American rock band Heart is one of the most passionate (and technically challenging) songs you can ever sing. It’s so challenging, in fact, that only singers with really incredible range—Celine Dion, for example, or vocal powerhouse Kelly Clarkson— dare to take it on. (If you don’t know the song by name, listen to any one of these clips and you’ll recognize it after a second or two.) So imagine our surprise, scrolling through TikTok, when we see a young singer covering “Alone” and dropping the high note so casually it looks like she sang this song out of pure spite. You almost can’t believe what you’re hearing—but it’s real. And the comments section is full of people who are completely gobsmacked (including a producer from American Idol). We just know we’re going to see this girl on stage again soon.
You already know our friends at All In—they’ve got some seriously tasty snacks that are not only healthy and affordable (scroll to the bottom of this article to see how you can snag a free box), they help fund food banks, gardens, community fridges, meal programs, and other amazing things. Lately, they’ve managed to take their awesomeness up a notch by teaming up with Fresh Truck, a weekly mobile market that brings fresh and affordable produce to neighborhoods in the Boston area. Fresh truck hosts weekly markets, pop-up events, and an online storefront, all to help strengthen communities who need it the most. They’re going all in on local nutrition and food access, and we’re here for it.
Marriage is kind of the ultimate example of going “all in.” Think about it—you’re committing the rest of your life to someone til death do you part. That’s why when someone plans a super outrageous proposal, like the one you’re about to watch, that just makes everything all the more special. In this video, creator Kayla Sutton recorded her sister’s surprise wedding proposal, a fairy-themed event that the groom had been planning (according to a separate storytime video) since March of this year. He enlisted family and friends, decorated the venue, supplied food, and had the guests wear fairy-themed costumes, complete with elven ears, for the big moment. Now that’s dedication. Kudos to this dude—he went all out with the proposal in order to go “all in” on their relationship. (And she said “yes,” by the way!)
Okay, not to make this entire article all about weddings, but this is a truly meaningful example of someone going “all in.” Content creator Kristin Marino (now Kristin Schnacky) got married in New York City last week and got, in her words, a surprise that made her bawl her eyes out: Several current and former members of the New York City Fire Department (FDNY) who showed up to honor her late father, a former firefighter who was killed in the line of duty during the September 11th terrorist attacks. The firefighters from Station One (the same firehouse where Marino’s father worked) transported Marino in a firetruck from the Plaza Hotel where she was staying to her wedding venue, where her soon-to-be-husband was waiting at the altar. “It truly was symbolism of my dad walking me down the aisle,” Marino shared. “I know it’s exactly how [my dad] would [have] wanted it.” We’re not crying, you’re crying.
Cat Town
We can’t tell you why this thing exists, only that it does, and that it’s so elaborate, so detailed, and so expertly created we’re having a hard time even wrapping our heads around it. Here goes: Xing is a Chinese content creator who has spent the past several years creating (and documenting the creation of) an elaborate habitat for his pet cats, called Cat Town. We’re not talking about a room filled with toys and scratching posts, by the way: Xing has actually made a complete functioning replica of a human city, scaled down to accommodate cats. Cat Town has a working subway station, a supermarket, a theatre, and a restaurant (named MeowDonalds). Just…wow. And nicely done. Talk about a passion project.
Snag your free (!!) snack bars here while this deal lasts. Simply sign up with your phone number, pick two boxes of any flavor of All In bars at Sprouts, and then text a picture of your receipt through Aisle. They’ll Venmo or PayPal you back for the cost of one box. Enjoy!